WallStSmart

51Talk Online Education Group (COE)vsCovista Inc. (CVSA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Covista Inc. generates 1898% more annual revenue ($1.91B vs $95.60M). CVSA leads profitability with a 12.3% profit margin vs -17.6%. CVSA earns a higher WallStSmart Score of 56/100 (C).

COE

Hold

43

out of 100

Grade: D

Growth: 10.0Profit: 2.0Value: 5.3Quality: 5.3
Piotroski: 2/9

CVSA

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 7.5Value: 6.3Quality: 6.5
Piotroski: 6/9Altman Z: 3.09
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

COEUndervalued (+9.4%)

Margin of Safety

+9.4%

Fair Value

$30.46

Current Price

$22.50

$7.96 discount

UndervaluedFair: $30.46Overvalued

Intrinsic value data unavailable for CVSA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

COE3 strengths · Avg: 10.0/10
Revenue GrowthGrowth
88.6%10/10

Revenue surging 88.6% year-over-year

EPS GrowthGrowth
116.0%10/10

Earnings expanding 116.0% YoY

Debt/EquityHealth
-0.0910/10

Conservative balance sheet, low leverage

CVSA2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.888/10

Growing faster than its price suggests

Areas to Watch

COE4 concerns · Avg: 2.3/10
Market CapQuality
$135.16M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-162.9%2/10

ROE of -162.9% — below average capital efficiency

Profit MarginProfitability
-17.6%1/10

Currently unprofitable

CVSA2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

EPS GrowthGrowth
-24.6%2/10

Earnings declined 24.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : COE

The strongest argument for COE centers on Revenue Growth, EPS Growth, Debt/Equity. Revenue growth of 88.6% demonstrates continued momentum.

Bull Case : CVSA

The strongest argument for CVSA centers on Altman Z-Score, PEG Ratio. PEG of 0.88 suggests the stock is reasonably priced for its growth.

Bear Case : COE

The primary concerns for COE are Market Cap, Piotroski F-Score, Return on Equity.

Bear Case : CVSA

The primary concerns for CVSA are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

COE profiles as a hypergrowth stock while CVSA is a value play — different risk/reward profiles.

COE carries more volatility with a beta of 0.68 — expect wider price swings.

COE is growing revenue faster at 88.6% — sustainability is the question.

CVSA generates stronger free cash flow (166M), providing more financial flexibility.

Bottom Line

CVSA scores higher overall (56/100 vs 43/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

51Talk Online Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

China Online Education Group, offers online English education services to students in the People's Republic of China and the Philippines. The company is headquartered in Beijing, the People's Republic of China.

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Covista Inc.

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Covista Inc., provides healthcare education in the United States, Barbados, St. Kitts, and St. Maarten. The company is headquartered in Chicago, Illinois.

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