WallStSmart

Coursera Inc (COUR)vsNew Oriental Education & Technology (EDU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

New Oriental Education & Technology generates 595% more annual revenue ($5.37B vs $773.90M). EDU leads profitability with a 7.8% profit margin vs -8.2%. EDU earns a higher WallStSmart Score of 69/100 (B-).

COUR

Avoid

33

out of 100

Grade: F

Growth: 6.0Profit: 2.0Value: 6.7Quality: 5.8
Piotroski: 5/9Altman Z: 1.03

EDU

Strong Buy

69

out of 100

Grade: B-

Growth: 8.7Profit: 5.5Value: 8.7Quality: 8.0
Piotroski: 6/9Altman Z: 2.06
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

COURUndervalued (+33.1%)

Margin of Safety

+33.1%

Fair Value

$8.58

Current Price

$5.47

$3.11 discount

UndervaluedFair: $8.58Overvalued
EDUUndervalued (+81.9%)

Margin of Safety

+81.9%

Fair Value

$338.04

Current Price

$45.74

$292.30 discount

UndervaluedFair: $338.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

COUR1 strengths · Avg: 10.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EDU6 strengths · Avg: 8.5/10
EPS GrowthGrowth
60.0%10/10

Earnings expanding 60.0% YoY

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.808/10

Growing faster than its price suggests

P/E RatioValuation
17.3x8/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
19.8%8/10

19.8% revenue growth

Areas to Watch

COUR4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.53B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-10.1%2/10

ROE of -10.1% — below average capital efficiency

Altman Z-ScoreHealth
1.032/10

Distress zone — elevated risk

EDU2 concerns · Avg: 2.5/10
Profit MarginProfitability
7.8%3/10

7.8% margin — thin

Free Cash FlowQuality
$-7.46M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : COUR

The strongest argument for COUR centers on Price/Book.

Bull Case : EDU

The strongest argument for EDU centers on EPS Growth, Debt/Equity, PEG Ratio. Revenue growth of 19.8% demonstrates continued momentum. PEG of 0.80 suggests the stock is reasonably priced for its growth.

Bear Case : COUR

The primary concerns for COUR are EPS Growth, Market Cap, Return on Equity.

Bear Case : EDU

The primary concerns for EDU are Profit Margin, Free Cash Flow.

Key Dynamics to Monitor

COUR profiles as a turnaround stock while EDU is a growth play — different risk/reward profiles.

COUR carries more volatility with a beta of 1.25 — expect wider price swings.

EDU is growing revenue faster at 19.8% — sustainability is the question.

COUR generates stronger free cash flow (14M), providing more financial flexibility.

Bottom Line

EDU scores higher overall (69/100 vs 33/100) and 19.8% revenue growth. COUR offers better value entry with a 33.1% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Coursera Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Coursera, Inc. operates an online educational content platform that connects students, educators, and institutions. The company is headquartered in Mountain View, California.

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New Oriental Education & Technology

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

New Oriental Education & Technology Group Inc. provides private educational services under the New Oriental brand in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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