WallStSmart

Copa Holdings SA (CPA)vsPACCAR Inc (PCAR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PACCAR Inc generates 686% more annual revenue ($28.44B vs $3.62B). CPA leads profitability with a 18.6% profit margin vs 8.3%. CPA appears more attractively valued with a PEG of 0.95. CPA earns a higher WallStSmart Score of 77/100 (B+).

CPA

Strong Buy

77

out of 100

Grade: B+

Growth: 6.0Profit: 8.5Value: 9.3Quality: 5.5
Piotroski: 3/9Altman Z: 2.09

PCAR

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 6.0Value: 4.7Quality: 4.5
Piotroski: 1/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPAUndervalued (+39.5%)

Margin of Safety

+39.5%

Fair Value

$248.76

Current Price

$110.91

$137.85 discount

UndervaluedFair: $248.76Overvalued
PCARSignificantly Overvalued (-322.2%)

Margin of Safety

-322.2%

Fair Value

$30.67

Current Price

$112.75

$82.08 premium

UndervaluedFair: $30.67Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPA5 strengths · Avg: 8.6/10
P/E RatioValuation
6.8x10/10

Attractively priced relative to earnings

Return on EquityProfitability
26.1%9/10

Every $100 of equity generates 26 in profit

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.5%8/10

Strong operational efficiency at 22.5%

PCAR1 strengths · Avg: 9.0/10
Market CapQuality
$59.29B9/10

Large-cap with strong market position

Areas to Watch

CPA1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PCAR3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-13.7%2/10

Revenue declined 13.7%

EPS GrowthGrowth
-35.9%2/10

Earnings declined 35.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : CPA

The strongest argument for CPA centers on P/E Ratio, Return on Equity, PEG Ratio. Profitability is solid with margins at 18.6% and operating margin at 22.5%. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bull Case : PCAR

The strongest argument for PCAR centers on Market Cap. PEG of 1.13 suggests the stock is reasonably priced for its growth.

Bear Case : CPA

The primary concerns for CPA are Piotroski F-Score.

Bear Case : PCAR

The primary concerns for PCAR are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

CPA profiles as a mature stock while PCAR is a value play — different risk/reward profiles.

PCAR carries more volatility with a beta of 1.05 — expect wider price swings.

CPA is growing revenue faster at 9.6% — sustainability is the question.

PCAR generates stronger free cash flow (778M), providing more financial flexibility.

Bottom Line

CPA scores higher overall (77/100 vs 46/100), backed by strong 18.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Copa Holdings SA

INDUSTRIALS · AIRLINES · USA

Copa Holdings, SA, provides airline passenger and cargo services. The company is headquartered in Panama City, Panama.

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PACCAR Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.

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