Corpay Inc (CPAY)vsCrowdstrike Holdings Inc (CRWD)
CPAY
Corpay Inc
$343.99
+12.51%
TECHNOLOGY · Cap: $20.20B
CRWD
Crowdstrike Holdings Inc
$527.77
+4.36%
TECHNOLOGY · Cap: $128.72B
Smart Verdict
WallStSmart Research — data-driven comparison
Crowdstrike Holdings Inc generates 6% more annual revenue ($4.81B vs $4.53B). CPAY leads profitability with a 23.6% profit margin vs -3.4%. CPAY appears more attractively valued with a PEG of 0.84. CPAY earns a higher WallStSmart Score of 74/100 (B).
CPAY
Strong Buy74
out of 100
Grade: B
CRWD
Hold40
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+22.7%
Fair Value
$448.30
Current Price
$343.99
$104.31 discount
Margin of Safety
-27.0%
Fair Value
$398.25
Current Price
$527.77
$129.52 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 57.1%
Every $100 of equity generates 29 in profit
Keeps 24 of every $100 in revenue as profit
Growing faster than its price suggests
Revenue surging 20.7% year-over-year
Earnings expanding 533.0% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Revenue surging 23.3% year-over-year
Areas to Watch
Weak financial health signals
Operating margin of 1.0%
Weak financial health signals
Expensive relative to growth rate
Trading at 30.2x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : CPAY
The strongest argument for CPAY centers on Operating Margin, Return on Equity, Profit Margin. Profitability is solid with margins at 23.6% and operating margin at 57.1%. Revenue growth of 20.7% demonstrates continued momentum.
Bull Case : CRWD
The strongest argument for CRWD centers on EPS Growth, Market Cap, Debt/Equity. Revenue growth of 23.3% demonstrates continued momentum.
Bear Case : CPAY
The primary concerns for CPAY are Piotroski F-Score.
Bear Case : CRWD
The primary concerns for CRWD are Operating Margin, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
CRWD carries more volatility with a beta of 1.06 — expect wider price swings.
CRWD is growing revenue faster at 23.3% — sustainability is the question.
CPAY generates stronger free cash flow (760M), providing more financial flexibility.
Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
CPAY scores higher overall (74/100 vs 40/100), backed by strong 23.6% margins and 20.7% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Corpay Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Corpay Inc is a leading provider of integrated payment solutions that streamline corporate payables and receivables across various industries. Leveraging advanced technology and data analytics, the company enables clients to optimize payment processes, enhance cash flow, and improve operational efficiencies. With a comprehensive range of financial services and a strong focus on customer service and regulatory compliance, Corpay is an essential partner for businesses navigating the complexities of global commerce. Its innovative approach to payment automation positions it as a significant player in the rapidly evolving financial technology sector, making it a compelling choice for institutional investors.
Crowdstrike Holdings Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
CrowdStrike Holdings, Inc. provides cloud solutions for endpoint and cloud workload protection in the United States, Australia, Germany, India, Israel, Romania, and the United Kingdom. The company is headquartered in Sunnyvale, California.
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