Central Plains Bancshares, Inc. Common Stock (CPBI)vsItau Unibanco Banco Holding SA (ITUB)
CPBI
Central Plains Bancshares, Inc. Common Stock
$17.55
+1.56%
FINANCIAL SERVICES · Cap: $71.95M
ITUB
Itau Unibanco Banco Holding SA
$8.21
+1.99%
FINANCIAL SERVICES · Cap: $86.41B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 668268% more annual revenue ($138.95B vs $20.79M). ITUB leads profitability with a 32.3% profit margin vs 18.7%. ITUB trades at a lower P/E of 10.2x. ITUB earns a higher WallStSmart Score of 76/100 (B+).
CPBI
Buy56
out of 100
Grade: C
ITUB
Strong Buy76
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+63.2%
Fair Value
$48.20
Current Price
$17.55
$30.65 discount
Margin of Safety
-10.1%
Fair Value
$8.69
Current Price
$8.21
$0.48 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Attractively priced relative to earnings
Strong operational efficiency at 27.4%
17.5% revenue growth
Earnings expanding 25.2% YoY
Attractively priced relative to earnings
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 37.3%
Generating 45.0B in free cash flow
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Areas to Watch
Smaller company, higher risk/reward
ROE of 4.6% — below average capital efficiency
2.8% earnings growth
Comparative Analysis Report
WallStSmart ResearchBull Case : CPBI
The strongest argument for CPBI centers on Price/Book, P/E Ratio, Operating Margin. Profitability is solid with margins at 18.7% and operating margin at 27.4%. Revenue growth of 17.5% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.3% and operating margin at 37.3%. Revenue growth of 11.0% demonstrates continued momentum.
Bear Case : CPBI
The primary concerns for CPBI are Market Cap, Return on Equity.
Bear Case : ITUB
The primary concerns for ITUB are EPS Growth.
Key Dynamics to Monitor
CPBI profiles as a growth stock while ITUB is a mature play — different risk/reward profiles.
ITUB carries more volatility with a beta of 0.21 — expect wider price swings.
CPBI is growing revenue faster at 17.5% — sustainability is the question.
ITUB generates stronger free cash flow (45.0B), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (76/100 vs 56/100), backed by strong 32.3% margins and 11.0% revenue growth. CPBI offers better value entry with a 63.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Central Plains Bancshares, Inc. Common Stock
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Central Plains Bancshares, Inc. focuses on providing various banking products and services to retail customers, and small and medium-sized commercial customers in Nebraska, the United States. The company is headquartered in Grand Island, Nebraska.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?