Central Pacific Financial Corp (CPF)vsSun Life Financial Inc. (SLF)
CPF
Central Pacific Financial Corp
$33.30
-2.57%
FINANCIAL SERVICES · Cap: $899.11M
SLF
Sun Life Financial Inc.
$72.08
+2.23%
FINANCIAL SERVICES · Cap: $39.07B
Smart Verdict
WallStSmart Research — data-driven comparison
Sun Life Financial Inc. generates 12492% more annual revenue ($34.88B vs $276.99M). CPF leads profitability with a 28.0% profit margin vs 10.2%. SLF appears more attractively valued with a PEG of 1.18. CPF earns a higher WallStSmart Score of 78/100 (B+).
CPF
Strong Buy78
out of 100
Grade: B+
SLF
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 40.2%
Earnings expanding 103.1% YoY
Keeps 28 of every $100 in revenue as profit
Revenue surging 28.3% year-over-year
Earnings expanding 240.9% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 5.3B in free cash flow
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
4.7% revenue growth
Comparative Analysis Report
WallStSmart ResearchBull Case : CPF
The strongest argument for CPF centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 28.0% and operating margin at 40.2%. Revenue growth of 28.3% demonstrates continued momentum.
Bull Case : SLF
The strongest argument for SLF centers on EPS Growth, P/E Ratio, Price/Book. PEG of 1.18 suggests the stock is reasonably priced for its growth.
Bear Case : CPF
The primary concerns for CPF are PEG Ratio, Market Cap.
Bear Case : SLF
The primary concerns for SLF are Revenue Growth.
Key Dynamics to Monitor
CPF profiles as a growth stock while SLF is a value play — different risk/reward profiles.
CPF carries more volatility with a beta of 0.87 — expect wider price swings.
CPF is growing revenue faster at 28.3% — sustainability is the question.
SLF generates stronger free cash flow (5.3B), providing more financial flexibility.
Bottom Line
CPF scores higher overall (78/100 vs 67/100), backed by strong 28.0% margins and 28.3% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Central Pacific Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Central Pacific Financial Corp. The company is headquartered in Honolulu, Hawaii.
Sun Life Financial Inc.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.
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