WallStSmart

Camden Property Trust (CPT)vsMid-America Apartment Communities Inc (MAA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mid-America Apartment Communities Inc generates 39% more annual revenue ($2.21B vs $1.59B). CPT leads profitability with a 24.2% profit margin vs 20.2%. MAA appears more attractively valued with a PEG of 7.03. CPT earns a higher WallStSmart Score of 60/100 (C).

CPT

Buy

60

out of 100

Grade: C

Growth: 4.0Profit: 6.5Value: 7.3Quality: 5.0
Piotroski: 5/9Altman Z: 0.74

MAA

Buy

52

out of 100

Grade: C-

Growth: 3.3Profit: 7.0Value: 4.7Quality: 3.3
Piotroski: 2/9Altman Z: 0.78
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPTUndervalued (+33.1%)

Margin of Safety

+33.1%

Fair Value

$165.67

Current Price

$97.34

$68.33 discount

UndervaluedFair: $165.67Overvalued
MAASignificantly Overvalued (-429.3%)

Margin of Safety

-429.3%

Fair Value

$25.70

Current Price

$121.64

$95.94 premium

UndervaluedFair: $25.70Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPT2 strengths · Avg: 8.5/10
Profit MarginProfitability
24.2%9/10

Keeps 24 of every $100 in revenue as profit

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

MAA3 strengths · Avg: 8.3/10
Profit MarginProfitability
20.2%9/10

Keeps 20 of every $100 in revenue as profit

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
28.4%8/10

Strong operational efficiency at 28.4%

Areas to Watch

CPT4 concerns · Avg: 3.5/10
P/E RatioValuation
27.7x4/10

Moderate valuation

Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

EPS GrowthGrowth
2.9%4/10

2.9% earnings growth

PEG RatioValuation
9.172/10

Expensive relative to growth rate

MAA4 concerns · Avg: 3.5/10
P/E RatioValuation
32.2x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Return on EquityProfitability
7.6%3/10

ROE of 7.6% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CPT

The strongest argument for CPT centers on Profit Margin, Price/Book. Profitability is solid with margins at 24.2% and operating margin at 19.8%.

Bull Case : MAA

The strongest argument for MAA centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 20.2% and operating margin at 28.4%.

Bear Case : CPT

The primary concerns for CPT are P/E Ratio, Revenue Growth, EPS Growth.

Bear Case : MAA

The primary concerns for MAA are P/E Ratio, Revenue Growth, Return on Equity.

Key Dynamics to Monitor

CPT carries more volatility with a beta of 0.82 — expect wider price swings.

CPT is growing revenue faster at 2.2% — sustainability is the question.

CPT generates stronger free cash flow (196M), providing more financial flexibility.

Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CPT scores higher overall (60/100 vs 52/100), backed by strong 24.2% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Camden Property Trust

REAL ESTATE · REIT - RESIDENTIAL · USA

Camden Property Trust, an S&P 400 company, is a real estate company primarily engaged in the ownership, management, development, remodeling, acquisition, and construction of multi-family apartment communities.

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Mid-America Apartment Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.

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