WallStSmart

Corebridge Financial Inc. (CRBG)vsHartford Financial Services Group (HIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 50% more annual revenue ($29.32B vs $19.52B). HIG leads profitability with a 14.9% profit margin vs 4.7%. HIG trades at a lower P/E of 9.1x. HIG earns a higher WallStSmart Score of 79/100 (B+).

CRBG

Buy

54

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 5.3Quality: 5.5
Piotroski: 5/9Altman Z: 0.22

HIG

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRBG2 strengths · Avg: 9.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
25.9%8/10

Revenue surging 25.9% year-over-year

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

EPS GrowthGrowth
36.1%8/10

Earnings expanding 36.1% YoY

Areas to Watch

CRBG4 concerns · Avg: 2.5/10
Profit MarginProfitability
4.7%3/10

4.7% margin — thin

Debt/EquityHealth
1.023/10

Elevated debt levels

EPS GrowthGrowth
-58.1%2/10

Earnings declined 58.1%

Free Cash FlowQuality
$-44.00M2/10

Negative free cash flow — burning cash

HIG1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CRBG

The strongest argument for CRBG centers on Price/Book, Revenue Growth. Revenue growth of 25.9% demonstrates continued momentum.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : CRBG

The primary concerns for CRBG are Profit Margin, Debt/Equity, EPS Growth. Thin 4.7% margins leave little buffer for downturns.

Bear Case : HIG

The primary concerns for HIG are Altman Z-Score.

Key Dynamics to Monitor

CRBG profiles as a growth stock while HIG is a value play — different risk/reward profiles.

CRBG carries more volatility with a beta of 1.01 — expect wider price swings.

CRBG is growing revenue faster at 25.9% — sustainability is the question.

HIG generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (79/100 vs 54/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Corebridge Financial Inc.

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Corebridge Financial, Inc. offers retirement solutions and insurance products in the United States. The company is headquartered in Houston, Texas.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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