WallStSmart

Salesforce.com Inc (CRM)vsIntuit Inc (INTU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 106% more annual revenue ($41.52B vs $20.12B). INTU leads profitability with a 21.6% profit margin vs 18.0%. CRM appears more attractively valued with a PEG of 0.98. INTU earns a higher WallStSmart Score of 71/100 (B).

CRM

Strong Buy

70

out of 100

Grade: B

Growth: 6.7Profit: 7.0Value: 8.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.83

INTU

Strong Buy

71

out of 100

Grade: B

Growth: 8.7Profit: 8.0Value: 6.0Quality: 6.3
Piotroski: 6/9Altman Z: 2.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRMUndervalued (+75.3%)

Margin of Safety

+75.3%

Fair Value

$745.75

Current Price

$183.82

$561.93 discount

UndervaluedFair: $745.75Overvalued
INTUUndervalued (+1.4%)

Margin of Safety

+1.4%

Fair Value

$404.66

Current Price

$399.04

$5.62 discount

UndervaluedFair: $404.66Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRM5 strengths · Avg: 8.4/10
Market CapQuality
$144.41B9/10

Large-cap with strong market position

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.988/10

Growing faster than its price suggests

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.32B8/10

Generating 5.3B in free cash flow

INTU6 strengths · Avg: 8.5/10
Market CapQuality
$109.94B9/10

Large-cap with strong market position

Return on EquityProfitability
23.5%9/10

Every $100 of equity generates 24 in profit

Profit MarginProfitability
21.6%9/10

Keeps 22 of every $100 in revenue as profit

Revenue GrowthGrowth
17.4%8/10

17.4% revenue growth

EPS GrowthGrowth
48.5%8/10

Earnings expanding 48.5% YoY

Free Cash FlowQuality
$1.52B8/10

Generating 1.5B in free cash flow

Areas to Watch

CRM1 concerns · Avg: 4.0/10
Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

INTU1 concerns · Avg: 4.0/10
P/E RatioValuation
25.7x4/10

Moderate valuation

Comparative Analysis Report

WallStSmart Research

Bull Case : CRM

The strongest argument for CRM centers on Market Cap, Debt/Equity, PEG Ratio. Profitability is solid with margins at 18.0% and operating margin at 19.2%. Revenue growth of 12.1% demonstrates continued momentum.

Bull Case : INTU

The strongest argument for INTU centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 21.6% and operating margin at 18.4%. Revenue growth of 17.4% demonstrates continued momentum.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score.

Bear Case : INTU

The primary concerns for INTU are P/E Ratio.

Key Dynamics to Monitor

CRM profiles as a mature stock while INTU is a growth play — different risk/reward profiles.

CRM carries more volatility with a beta of 1.29 — expect wider price swings.

INTU is growing revenue faster at 17.4% — sustainability is the question.

CRM generates stronger free cash flow (5.3B), providing more financial flexibility.

Bottom Line

INTU scores higher overall (71/100 vs 70/100), backed by strong 21.6% margins and 17.4% revenue growth. CRM offers better value entry with a 75.3% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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Intuit Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Intuit Inc. is an American business that specializes in financial software. Intuit's products include the tax preparation application TurboTax, personal finance app Mint and the small business accounting program QuickBooks.

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