Salesforce.com Inc (CRM)vsNavan, Inc. Class A Common Stock (NAVN)
CRM
Salesforce.com Inc
$181.96
+1.96%
TECHNOLOGY · Cap: $171.49B
NAVN
Navan, Inc. Class A Common Stock
$9.15
+7.52%
TECHNOLOGY · Cap: $2.12B
Smart Verdict
WallStSmart Research — data-driven comparison
Salesforce.com Inc generates 6227% more annual revenue ($41.52B vs $656.34M). CRM leads profitability with a 18.0% profit margin vs -56.7%. CRM earns a higher WallStSmart Score of 63/100 (C+).
CRM
Buy63
out of 100
Grade: C+
NAVN
Hold40
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+34.2%
Fair Value
$276.43
Current Price
$181.96
$94.47 discount
Intrinsic value data unavailable for NAVN.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Generating 5.3B in free cash flow
Reasonable price relative to book value
Revenue surging 29.0% year-over-year
Areas to Watch
Grey zone — moderate risk
0.0% earnings growth
ROE of 0.0% — below average capital efficiency
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CRM
The strongest argument for CRM centers on Market Cap, Debt/Equity, Price/Book. Profitability is solid with margins at 18.0% and operating margin at 19.2%. Revenue growth of 12.1% demonstrates continued momentum.
Bull Case : NAVN
The strongest argument for NAVN centers on Price/Book, Revenue Growth. Revenue growth of 29.0% demonstrates continued momentum.
Bear Case : CRM
The primary concerns for CRM are Altman Z-Score.
Bear Case : NAVN
The primary concerns for NAVN are EPS Growth, Return on Equity, Free Cash Flow.
Key Dynamics to Monitor
CRM profiles as a mature stock while NAVN is a growth play — different risk/reward profiles.
NAVN is growing revenue faster at 29.0% — sustainability is the question.
CRM generates stronger free cash flow (5.3B), providing more financial flexibility.
Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.
Bottom Line
CRM scores higher overall (63/100 vs 40/100), backed by strong 18.0% margins and 12.1% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Salesforce.com Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.
Visit Website →Navan, Inc. Class A Common Stock
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Navan, Inc. operates an AI-powered software platform to simplify the travel and expense experience, benefiting users, customers, and suppliers. The company is headquartered in Palo Alto, California.
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