WallStSmart

Salesforce.com Inc (CRM)vsNETCLASS TECHNOLOGY INC Class A Ordinary Shares (NTCL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 436708% more annual revenue ($42.83B vs $9.80M). CRM leads profitability with a 18.7% profit margin vs -110.4%. CRM earns a higher WallStSmart Score of 76/100 (B+).

CRM

Strong Buy

76

out of 100

Grade: B+

Growth: 7.3Profit: 7.5Value: 8.0Quality: 4.5
Piotroski: 5/9Altman Z: 1.50

NTCL

Avoid

28

out of 100

Grade: F

Growth: 3.3Profit: 2.0Value: 5.0Quality: 4.0
Piotroski: 1/9Altman Z: -2.24
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRMUndervalued (+76.9%)

Margin of Safety

+76.9%

Fair Value

$717.89

Current Price

$166.11

$551.78 discount

UndervaluedFair: $717.89Overvalued

Intrinsic value data unavailable for NTCL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRM6 strengths · Avg: 8.7/10
EPS GrowthGrowth
52.2%10/10

Earnings expanding 52.2% YoY

Market CapQuality
$129.71B9/10

Large-cap with strong market position

Return on EquityProfitability
23.4%9/10

Every $100 of equity generates 23 in profit

PEG RatioValuation
0.768/10

Growing faster than its price suggests

Operating MarginProfitability
21.8%8/10

Strong operational efficiency at 21.8%

Free Cash FlowQuality
$6.56B8/10

Generating 6.6B in free cash flow

NTCL1 strengths · Avg: 10.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Areas to Watch

CRM2 concerns · Avg: 3.5/10
Altman Z-ScoreHealth
1.504/10

Distress zone — elevated risk

Debt/EquityHealth
1.223/10

Elevated debt levels

NTCL4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$5.98M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-172.0%2/10

ROE of -172.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CRM

The strongest argument for CRM centers on EPS Growth, Market Cap, Return on Equity. Profitability is solid with margins at 18.7% and operating margin at 21.8%. Revenue growth of 13.3% demonstrates continued momentum.

Bull Case : NTCL

The strongest argument for NTCL centers on Price/Book.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score, Debt/Equity.

Bear Case : NTCL

The primary concerns for NTCL are EPS Growth, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

CRM profiles as a mature stock while NTCL is a turnaround play — different risk/reward profiles.

CRM is growing revenue faster at 13.3% — sustainability is the question.

CRM generates stronger free cash flow (6.6B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CRM scores higher overall (76/100 vs 28/100), backed by strong 18.7% margins and 13.3% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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NETCLASS TECHNOLOGY INC Class A Ordinary Shares

TECHNOLOGY · SOFTWARE - APPLICATION · USA

NetClass Technology Inc, offers IT solutions to schools, corporations, other institutions, and corporate customers in the People's Republic of China.

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