Crowdstrike Holdings Inc (CRWD)vsPaymentus Holdings, Inc. (PAY)
CRWD
Crowdstrike Holdings Inc
$671.02
-1.16%
TECHNOLOGY · Cap: $176.39B
PAY
Paymentus Holdings, Inc.
$20.21
+1.03%
TECHNOLOGY · Cap: $2.66B
Smart Verdict
WallStSmart Research — data-driven comparison
Crowdstrike Holdings Inc generates 298% more annual revenue ($5.09B vs $1.28B). PAY leads profitability with a 5.8% profit margin vs -0.6%. PAY earns a higher WallStSmart Score of 56/100 (C).
CRWD
Hold39
out of 100
Grade: F
PAY
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-72.9%
Fair Value
$396.04
Current Price
$671.02
$274.98 premium
Margin of Safety
+39.1%
Fair Value
$40.27
Current Price
$20.21
$20.06 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 533.0% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Revenue surging 25.6% year-over-year
Revenue surging 30.2% year-over-year
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Earnings expanding 45.5% YoY
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Trading at 36.9x book value
ROE of -0.5% — below average capital efficiency
Premium valuation, high expectations priced in
5.8% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : CRWD
The strongest argument for CRWD centers on EPS Growth, Market Cap, Debt/Equity. Revenue growth of 25.6% demonstrates continued momentum.
Bull Case : PAY
The strongest argument for PAY centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 30.2% demonstrates continued momentum.
Bear Case : CRWD
The primary concerns for CRWD are Piotroski F-Score, PEG Ratio, Price/Book.
Bear Case : PAY
The primary concerns for PAY are P/E Ratio, Profit Margin.
Key Dynamics to Monitor
CRWD profiles as a growth stock while PAY is a hypergrowth play — different risk/reward profiles.
PAY carries more volatility with a beta of 1.31 — expect wider price swings.
PAY is growing revenue faster at 30.2% — sustainability is the question.
CRWD generates stronger free cash flow (493M), providing more financial flexibility.
Bottom Line
PAY scores higher overall (56/100 vs 39/100) and 30.2% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Crowdstrike Holdings Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
CrowdStrike Holdings, Inc. provides cloud solutions for endpoint and cloud workload protection in the United States, Australia, Germany, India, Israel, Romania, and the United Kingdom. The company is headquartered in Sunnyvale, California.
Visit Website →Paymentus Holdings, Inc.
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Paymentus Holdings, Inc. provides electronic bill submission and payment services. The company is headquartered in Redmond, Washington with additional offices in the United States, Canada, and India.
Visit Website →Compare with Other SOFTWARE - INFRASTRUCTURE Stocks
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