WallStSmart

Centerspace (CSR)vsMid-America Apartment Communities Inc (MAA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mid-America Apartment Communities Inc generates 707% more annual revenue ($2.21B vs $273.66M). MAA leads profitability with a 20.2% profit margin vs 6.4%. MAA appears more attractively valued with a PEG of 7.03. MAA earns a higher WallStSmart Score of 52/100 (C-).

CSR

Hold

42

out of 100

Grade: D

Growth: 7.3Profit: 6.0Value: 2.0Quality: 5.0

MAA

Buy

52

out of 100

Grade: C-

Growth: 3.3Profit: 7.0Value: 4.7Quality: 3.3
Piotroski: 2/9Altman Z: 0.78
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CSRSignificantly Overvalued (-828.5%)

Margin of Safety

-828.5%

Fair Value

$6.94

Current Price

$58.40

$51.46 premium

UndervaluedFair: $6.94Overvalued
MAASignificantly Overvalued (-429.3%)

Margin of Safety

-429.3%

Fair Value

$25.70

Current Price

$121.64

$95.94 premium

UndervaluedFair: $25.70Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CSR2 strengths · Avg: 10.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
30.0%10/10

Revenue surging 30.0% year-over-year

MAA3 strengths · Avg: 8.3/10
Profit MarginProfitability
20.2%9/10

Keeps 20 of every $100 in revenue as profit

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
28.4%8/10

Strong operational efficiency at 28.4%

Areas to Watch

CSR4 concerns · Avg: 3.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.04B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.6%3/10

ROE of 2.6% — below average capital efficiency

Profit MarginProfitability
6.4%3/10

6.4% margin — thin

MAA4 concerns · Avg: 3.5/10
P/E RatioValuation
32.2x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Return on EquityProfitability
7.6%3/10

ROE of 7.6% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CSR

The strongest argument for CSR centers on Price/Book, Revenue Growth. Revenue growth of 30.0% demonstrates continued momentum.

Bull Case : MAA

The strongest argument for MAA centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 20.2% and operating margin at 28.4%.

Bear Case : CSR

The primary concerns for CSR are EPS Growth, Market Cap, Return on Equity. A P/E of 57.3x leaves little room for execution misses.

Bear Case : MAA

The primary concerns for MAA are P/E Ratio, Revenue Growth, Return on Equity.

Key Dynamics to Monitor

CSR profiles as a growth stock while MAA is a value play — different risk/reward profiles.

CSR carries more volatility with a beta of 0.81 — expect wider price swings.

CSR is growing revenue faster at 30.0% — sustainability is the question.

MAA generates stronger free cash flow (159M), providing more financial flexibility.

Bottom Line

MAA scores higher overall (52/100 vs 42/100), backed by strong 20.2% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Centerspace

REAL ESTATE · REIT - RESIDENTIAL · USA

IRET is a real estate company focused on the ownership, management, acquisition, remodeling and development of apartment communities.

Mid-America Apartment Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.

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