WallStSmart

CareTrust REIT Inc. (CTRE)vsLTC Properties Inc (LTC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CareTrust REIT Inc. generates 85% more annual revenue ($476.39M vs $257.62M). CTRE leads profitability with a 67.3% profit margin vs 45.8%. CTRE appears more attractively valued with a PEG of 1.26. CTRE earns a higher WallStSmart Score of 76/100 (B+).

CTRE

Strong Buy

76

out of 100

Grade: B+

Growth: 10.0Profit: 8.0Value: 10.0Quality: 7.0
Piotroski: 3/9Altman Z: 2.46

LTC

Buy

63

out of 100

Grade: C+

Growth: 9.3Profit: 5.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTREUndervalued (+46.4%)

Margin of Safety

+46.4%

Fair Value

$73.48

Current Price

$37.59

$35.89 discount

UndervaluedFair: $73.48Overvalued
LTCUndervalued (+66.6%)

Margin of Safety

+66.6%

Fair Value

$117.94

Current Price

$37.25

$80.69 discount

UndervaluedFair: $117.94Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTRE6 strengths · Avg: 9.5/10
Profit MarginProfitability
67.3%10/10

Keeps 67 of every $100 in revenue as profit

Operating MarginProfitability
67.1%10/10

Strong operational efficiency at 67.1%

Revenue GrowthGrowth
55.1%10/10

Revenue surging 55.1% year-over-year

EPS GrowthGrowth
77.1%10/10

Earnings expanding 77.1% YoY

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

LTC5 strengths · Avg: 9.2/10
Profit MarginProfitability
45.8%10/10

Keeps 46 of every $100 in revenue as profit

Revenue GrowthGrowth
59.0%10/10

Revenue surging 59.0% year-over-year

EPS GrowthGrowth
439.9%10/10

Earnings expanding 439.9% YoY

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

CTRE1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

LTC3 concerns · Avg: 2.0/10
Market CapQuality
$1.81B3/10

Smaller company, higher risk/reward

PEG RatioValuation
5.742/10

Expensive relative to growth rate

Operating MarginProfitability
-8.9%1/10

Operating margin of -8.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : CTRE

The strongest argument for CTRE centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 67.3% and operating margin at 67.1%. Revenue growth of 55.1% demonstrates continued momentum.

Bull Case : LTC

The strongest argument for LTC centers on Profit Margin, Revenue Growth, EPS Growth. Profitability is solid with margins at 45.8% and operating margin at -8.9%. Revenue growth of 59.0% demonstrates continued momentum.

Bear Case : CTRE

The primary concerns for CTRE are Piotroski F-Score.

Bear Case : LTC

The primary concerns for LTC are Market Cap, PEG Ratio, Operating Margin.

Key Dynamics to Monitor

CTRE carries more volatility with a beta of 0.76 — expect wider price swings.

LTC is growing revenue faster at 59.0% — sustainability is the question.

CTRE generates stronger free cash flow (116M), providing more financial flexibility.

Monitor REIT - HEALTHCARE FACILITIES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CTRE scores higher overall (76/100 vs 63/100), backed by strong 67.3% margins and 55.1% revenue growth. LTC offers better value entry with a 66.6% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CareTrust REIT Inc.

REAL ESTATE · REIT - HEALTHCARE FACILITIES · USA

CareTrust REIT, Inc. is a publicly traded, self-managed real estate investment trust engaged in the ownership, acquisition, development, and leasing of skilled nursing, senior housing, and other healthcare-related properties.

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LTC Properties Inc

REAL ESTATE · REIT - HEALTHCARE FACILITIES · USA

LTC is a real estate investment trust (REIT) that invests in senior housing and healthcare properties primarily through back-lease sales, mortgage financing, joint ventures, and structured finance solutions including preferred equity and mezzanine loans. .

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