WallStSmart

Cognizant Technology Solutions Corp Class A (CTSH)vsTTEC Holdings Inc (TTEC)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Cognizant Technology Solutions Corp Class A generates 960% more annual revenue ($21.64B vs $2.04B). CTSH leads profitability with a 10.3% profit margin vs -10.2%. TTEC appears more attractively valued with a PEG of 0.25. CTSH earns a higher WallStSmart Score of 65/100 (B-).

CTSH

Strong Buy

65

out of 100

Grade: B-

Growth: 4.0Profit: 7.5Value: 8.7Quality: 8.5
Piotroski: 5/9Altman Z: 4.49

TTEC

Hold

41

out of 100

Grade: D

Growth: 2.0Profit: 3.5Value: 6.7Quality: 5.5
Piotroski: 6/9Altman Z: 1.84
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTSHUndervalued (+74.3%)

Margin of Safety

+74.3%

Fair Value

$275.61

Current Price

$62.47

$213.14 discount

UndervaluedFair: $275.61Overvalued

Intrinsic value data unavailable for TTEC.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTSH5 strengths · Avg: 8.6/10
Altman Z-ScoreHealth
4.4910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
12.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

TTEC2 strengths · Avg: 10.0/10
PEG RatioValuation
0.2510/10

Growing faster than its price suggests

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Areas to Watch

CTSH2 concerns · Avg: 4.0/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

EPS GrowthGrowth
3.8%4/10

3.8% earnings growth

TTEC4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.844/10

Grey zone — moderate risk

Market CapQuality
$68.03M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

Return on EquityProfitability
-241.2%2/10

ROE of -241.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CTSH

The strongest argument for CTSH centers on Altman Z-Score, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : TTEC

The strongest argument for TTEC centers on PEG Ratio, Price/Book. PEG of 0.25 suggests the stock is reasonably priced for its growth.

Bear Case : CTSH

The primary concerns for CTSH are Revenue Growth, EPS Growth.

Bear Case : TTEC

The primary concerns for TTEC are Altman Z-Score, Market Cap, Operating Margin. Debt-to-equity of 12.93 is elevated, increasing financial risk.

Key Dynamics to Monitor

CTSH profiles as a value stock while TTEC is a turnaround play — different risk/reward profiles.

TTEC carries more volatility with a beta of 0.96 — expect wider price swings.

CTSH is growing revenue faster at 4.5% — sustainability is the question.

CTSH generates stronger free cash flow (459M), providing more financial flexibility.

Bottom Line

CTSH scores higher overall (65/100 vs 41/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cognizant Technology Solutions Corp Class A

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Cognizant is an American multinational technology company that provides business consulting, information technology and outsourcing services. It is headquartered in Teaneck, New Jersey, United States.

TTEC Holdings Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

TTEC Holdings, Inc., a customer experience services and technology company, focuses on designing, implementing and delivering a transformative customer experience for various brands. The company is headquartered in Englewood, Colorado.

Want to dig deeper into these stocks?