WallStSmart

CubeSmart (CUBE)vsTPG RE Finance Trust Inc (TRTX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CubeSmart generates 751% more annual revenue ($1.13B vs $132.24M). TRTX leads profitability with a 45.6% profit margin vs 29.6%. TRTX trades at a lower P/E of 14.8x. CUBE earns a higher WallStSmart Score of 51/100 (C-).

CUBE

Buy

51

out of 100

Grade: C-

Growth: 4.0Profit: 8.0Value: 6.0Quality: 3.0
Piotroski: 3/9Altman Z: 0.57

TRTX

Hold

48

out of 100

Grade: D+

Growth: 2.7Profit: 6.5Value: 7.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CUBEUndervalued (+33.0%)

Margin of Safety

+33.0%

Fair Value

$57.58

Current Price

$40.48

$17.10 discount

UndervaluedFair: $57.58Overvalued
TRTXUndervalued (+23.0%)

Margin of Safety

+23.0%

Fair Value

$11.69

Current Price

$8.46

$3.23 discount

UndervaluedFair: $11.69Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CUBE2 strengths · Avg: 9.5/10
Operating MarginProfitability
39.5%10/10

Strong operational efficiency at 39.5%

Profit MarginProfitability
29.6%9/10

Keeps 30 of every $100 in revenue as profit

TRTX3 strengths · Avg: 9.3/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Profit MarginProfitability
45.6%10/10

Keeps 46 of every $100 in revenue as profit

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

Areas to Watch

CUBE4 concerns · Avg: 3.0/10
P/E RatioValuation
27.1x4/10

Moderate valuation

Debt/EquityHealth
1.263/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
5.332/10

Expensive relative to growth rate

TRTX4 concerns · Avg: 2.5/10
Market CapQuality
$661.31M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.5%3/10

ROE of 5.5% — below average capital efficiency

Revenue GrowthGrowth
-21.1%2/10

Revenue declined 21.1%

EPS GrowthGrowth
-97.2%2/10

Earnings declined 97.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : CUBE

The strongest argument for CUBE centers on Operating Margin, Profit Margin. Profitability is solid with margins at 29.6% and operating margin at 39.5%.

Bull Case : TRTX

The strongest argument for TRTX centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 45.6% and operating margin at 17.1%.

Bear Case : CUBE

The primary concerns for CUBE are P/E Ratio, Debt/Equity, Piotroski F-Score.

Bear Case : TRTX

The primary concerns for TRTX are Market Cap, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

CUBE profiles as a mature stock while TRTX is a declining play — different risk/reward profiles.

TRTX carries more volatility with a beta of 1.55 — expect wider price swings.

CUBE is growing revenue faster at 5.6% — sustainability is the question.

CUBE generates stronger free cash flow (122M), providing more financial flexibility.

Bottom Line

CUBE scores higher overall (51/100 vs 48/100), backed by strong 29.6% margins. TRTX offers better value entry with a 23.0% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CubeSmart

REAL ESTATE · REIT - INDUSTRIAL · USA

CubeSmart is a self-managed and self-managed real estate investment trust.

Visit Website →

TPG RE Finance Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

TPG RE Finance Trust, Inc., a commercial real estate finance company, originates, acquires and manages commercial mortgage loans and other commercial real estate-related debt instruments in North America. The company is headquartered in New York, New York.

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