Customers Bancorp Inc (CUBI)vsMizuho Financial Group Inc. (MFG)
CUBI
Customers Bancorp Inc
$69.37
+1.83%
FINANCIAL SERVICES · Cap: $2.37B
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 557658% more annual revenue ($4.02T vs $720.35M). CUBI leads profitability with a 31.1% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. CUBI earns a higher WallStSmart Score of 83/100 (A-).
CUBI
Exceptional Buy83
out of 100
Grade: A-
MFG
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+76.2%
Fair Value
$298.58
Current Price
$69.37
$229.21 discount
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 49.5%
Revenue surging 46.8% year-over-year
Earnings expanding 177.4% YoY
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
No major concerns identified
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : CUBI
The strongest argument for CUBI centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 31.1% and operating margin at 49.5%. Revenue growth of 46.8% demonstrates continued momentum.
Bull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bear Case : CUBI
No major red flags identified for CUBI, but monitor valuation.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Key Dynamics to Monitor
CUBI profiles as a growth stock while MFG is a mature play — different risk/reward profiles.
CUBI carries more volatility with a beta of 1.64 — expect wider price swings.
CUBI is growing revenue faster at 46.8% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
CUBI scores higher overall (83/100 vs 74/100), backed by strong 31.1% margins and 46.8% revenue growth. MFG offers better value entry with a 42.4% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Customers Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Clients Bancorp, Inc. is the banking holding company for Clients Bank providing financial products and services to individual consumers and small and medium market businesses. The company is headquartered in West Reading, Pennsylvania.
Visit Website →Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
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