Cavco Industries Inc (CVCO)vsPulteGroup Inc (PHM)
CVCO
Cavco Industries Inc
$529.64
+1.20%
CONSUMER CYCLICAL · Cap: $4.35B
PHM
PulteGroup Inc
$118.96
+0.59%
CONSUMER CYCLICAL · Cap: $22.87B
Smart Verdict
WallStSmart Research — data-driven comparison
PulteGroup Inc generates 614% more annual revenue ($16.41B vs $2.30B). PHM leads profitability with a 11.6% profit margin vs 7.9%. PHM appears more attractively valued with a PEG of 1.04. PHM earns a higher WallStSmart Score of 59/100 (C).
CVCO
Hold47
out of 100
Grade: D+
PHM
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-44.0%
Fair Value
$395.06
Current Price
$529.64
$134.58 premium
Intrinsic value data unavailable for PHM.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
7.9% margin — thin
Expensive relative to growth rate
Earnings declined 15.4%
Revenue declined 9.6%
Earnings declined 18.2%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : CVCO
The strongest argument for CVCO centers on Debt/Equity, Altman Z-Score.
Bull Case : PHM
The strongest argument for PHM centers on Altman Z-Score, Debt/Equity, P/E Ratio. PEG of 1.04 suggests the stock is reasonably priced for its growth.
Bear Case : CVCO
The primary concerns for CVCO are Profit Margin, PEG Ratio, EPS Growth.
Bear Case : PHM
The primary concerns for PHM are Revenue Growth, EPS Growth, Free Cash Flow.
Key Dynamics to Monitor
CVCO profiles as a value stock while PHM is a declining play — different risk/reward profiles.
CVCO carries more volatility with a beta of 1.28 — expect wider price swings.
CVCO is growing revenue faster at 9.5% — sustainability is the question.
CVCO generates stronger free cash flow (49M), providing more financial flexibility.
Bottom Line
PHM scores higher overall (59/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cavco Industries Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
Cavco Industries, Inc. designs, produces and retails manufactured homes primarily in the United States. The company is headquartered in Phoenix, Arizona.
PulteGroup Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.
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