WallStSmart

Carvana Co (CVNA)vsGroup 1 Automotive Inc (GPI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Carvana Co generates 13% more annual revenue ($25.06B vs $22.15B). CVNA leads profitability with a 6.3% profit margin vs 1.3%. GPI trades at a lower P/E of 11.7x. CVNA earns a higher WallStSmart Score of 60/100 (C+).

CVNA

Buy

60

out of 100

Grade: C+

Growth: 9.3Profit: 7.0Value: 3.7Quality: 7.0
Piotroski: 5/9Altman Z: 2.18

GPI

Buy

51

out of 100

Grade: C-

Growth: 4.0Profit: 5.0Value: 8.3Quality: 5.5
Piotroski: 4/9Altman Z: 3.27
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVNASignificantly Overvalued (-49.3%)

Margin of Safety

-49.3%

Fair Value

$46.33

Current Price

$69.16

$22.83 premium

UndervaluedFair: $46.33Overvalued

Intrinsic value data unavailable for GPI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVNA4 strengths · Avg: 9.8/10
Return on EquityProfitability
38.9%10/10

Every $100 of equity generates 39 in profit

Revenue GrowthGrowth
52.4%10/10

Revenue surging 52.4% year-over-year

EPS GrowthGrowth
61.5%10/10

Earnings expanding 61.5% YoY

Market CapQuality
$77.90B9/10

Large-cap with strong market position

GPI4 strengths · Avg: 10.0/10
PEG RatioValuation
0.3410/10

Growing faster than its price suggests

P/E RatioValuation
11.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.2710/10

Safe zone — low bankruptcy risk

Areas to Watch

CVNA4 concerns · Avg: 3.5/10
P/E RatioValuation
37.2x4/10

Premium valuation, high expectations priced in

Price/BookValuation
12.3x4/10

Trading at 12.3x book value

Profit MarginProfitability
6.3%3/10

6.3% margin — thin

Debt/EquityHealth
1.403/10

Elevated debt levels

GPI4 concerns · Avg: 2.5/10
Profit MarginProfitability
1.3%3/10

1.3% margin — thin

Operating MarginProfitability
3.8%3/10

Operating margin of 3.8%

Revenue GrowthGrowth
-5.6%2/10

Revenue declined 5.6%

EPS GrowthGrowth
-20.1%2/10

Earnings declined 20.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : CVNA

The strongest argument for CVNA centers on Return on Equity, Revenue Growth, EPS Growth. Revenue growth of 52.4% demonstrates continued momentum.

Bull Case : GPI

The strongest argument for GPI centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.34 suggests the stock is reasonably priced for its growth.

Bear Case : CVNA

The primary concerns for CVNA are P/E Ratio, Price/Book, Profit Margin.

Bear Case : GPI

The primary concerns for GPI are Profit Margin, Operating Margin, Revenue Growth. Debt-to-equity of 2.03 is elevated, increasing financial risk. Thin 1.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

CVNA profiles as a hypergrowth stock while GPI is a value play — different risk/reward profiles.

CVNA carries more volatility with a beta of 3.50 — expect wider price swings.

CVNA is growing revenue faster at 52.4% — sustainability is the question.

CVNA generates stronger free cash flow (187M), providing more financial flexibility.

Bottom Line

CVNA scores higher overall (60/100 vs 51/100) and 52.4% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carvana Co

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Carvana Co., operates an e-commerce platform to buy and sell used cars in the United States. The company is headquartered in Tempe, Arizona.

Visit Website →

Group 1 Automotive Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Group 1 Automotive, Inc., operates in the automotive retail industry. The company is headquartered in Houston, Texas.

Visit Website →

Want to dig deeper into these stocks?