WallStSmart

Carvana Co (CVNA)vsThe Home Depot Inc (HD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 710% more annual revenue ($164.68B vs $20.32B). HD leads profitability with a 8.6% profit margin vs 6.9%. HD trades at a lower P/E of 23.9x. CVNA earns a higher WallStSmart Score of 58/100 (C).

CVNA

Buy

58

out of 100

Grade: C

Growth: 9.3Profit: 7.0Value: 3.7Quality: 8.5
Piotroski: 4/9Altman Z: 2.18

HD

Hold

45

out of 100

Grade: D+

Growth: 2.7Profit: 7.5Value: 3.3Quality: 5.8
Piotroski: 2/9Altman Z: 3.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVNASignificantly Overvalued (-63.3%)

Margin of Safety

-63.3%

Fair Value

$222.98

Current Price

$416.79

$193.81 premium

UndervaluedFair: $222.98Overvalued
HDSignificantly Overvalued (-40.2%)

Margin of Safety

-40.2%

Fair Value

$242.18

Current Price

$339.50

$97.32 premium

UndervaluedFair: $242.18Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVNA5 strengths · Avg: 9.6/10
Return on EquityProfitability
67.9%10/10

Every $100 of equity generates 68 in profit

Revenue GrowthGrowth
58.0%10/10

Revenue surging 58.0% year-over-year

EPS GrowthGrowth
947.0%10/10

Earnings expanding 947.0% YoY

Market CapQuality
$91.99B9/10

Large-cap with strong market position

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

HD4 strengths · Avg: 9.5/10
Market CapQuality
$338.15B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
145.5%10/10

Every $100 of equity generates 146 in profit

Altman Z-ScoreHealth
3.8210/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$2.29B8/10

Generating 2.3B in free cash flow

Areas to Watch

CVNA3 concerns · Avg: 3.0/10
Price/BookValuation
17.2x4/10

Trading at 17.2x book value

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

P/E RatioValuation
49.3x2/10

Premium valuation, high expectations priced in

HD4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
3.112/10

Expensive relative to growth rate

Price/BookValuation
26.4x2/10

Trading at 26.4x book value

Revenue GrowthGrowth
-3.8%2/10

Revenue declined 3.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : CVNA

The strongest argument for CVNA centers on Return on Equity, Revenue Growth, EPS Growth. Revenue growth of 58.0% demonstrates continued momentum.

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bear Case : CVNA

The primary concerns for CVNA are Price/Book, Profit Margin, P/E Ratio. A P/E of 49.3x leaves little room for execution misses.

Bear Case : HD

The primary concerns for HD are Piotroski F-Score, PEG Ratio, Price/Book.

Key Dynamics to Monitor

CVNA profiles as a hypergrowth stock while HD is a value play — different risk/reward profiles.

CVNA carries more volatility with a beta of 3.61 — expect wider price swings.

CVNA is growing revenue faster at 58.0% — sustainability is the question.

HD generates stronger free cash flow (2.3B), providing more financial flexibility.

Bottom Line

CVNA scores higher overall (58/100 vs 45/100) and 58.0% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carvana Co

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Carvana Co., operates an e-commerce platform to buy and sell used cars in the United States. The company is headquartered in Tempe, Arizona.

Visit Website →

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Want to dig deeper into these stocks?