WallStSmart

Carvana Co (CVNA)vsValvoline Inc (VVV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Carvana Co generates 1056% more annual revenue ($20.32B vs $1.76B). CVNA leads profitability with a 6.9% profit margin vs 4.9%. CVNA trades at a lower P/E of 35.6x. VVV earns a higher WallStSmart Score of 69/100 (B-).

CVNA

Buy

60

out of 100

Grade: C+

Growth: 8.0Profit: 7.0Value: 7.0Quality: 8.5
Piotroski: 4/9Altman Z: 2.18

VVV

Strong Buy

69

out of 100

Grade: B-

Growth: 8.7Profit: 7.5Value: 7.3Quality: 4.3
Piotroski: 4/9Altman Z: 1.31
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVNAUndervalued (+8.1%)

Margin of Safety

+8.1%

Fair Value

$395.93

Current Price

$308.56

$87.37 discount

UndervaluedFair: $395.93Overvalued
VVVSignificantly Overvalued (-20.4%)

Margin of Safety

-20.4%

Fair Value

$32.29

Current Price

$35.20

$2.91 premium

UndervaluedFair: $32.29Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVNA4 strengths · Avg: 9.5/10
Return on EquityProfitability
67.9%10/10

Every $100 of equity generates 68 in profit

Revenue GrowthGrowth
58.0%10/10

Revenue surging 58.0% year-over-year

Market CapQuality
$65.96B9/10

Large-cap with strong market position

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

VVV4 strengths · Avg: 8.5/10
Return on EquityProfitability
33.0%10/10

Every $100 of equity generates 33 in profit

Operating MarginProfitability
26.2%8/10

Strong operational efficiency at 26.2%

Revenue GrowthGrowth
28.1%8/10

Revenue surging 28.1% year-over-year

EPS GrowthGrowth
40.3%8/10

Earnings expanding 40.3% YoY

Areas to Watch

CVNA3 concerns · Avg: 3.7/10
P/E RatioValuation
35.6x4/10

Premium valuation, high expectations priced in

Price/BookValuation
12.8x4/10

Trading at 12.8x book value

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

VVV4 concerns · Avg: 2.8/10
Price/BookValuation
14.5x4/10

Trading at 14.5x book value

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

P/E RatioValuation
49.8x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.312/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CVNA

The strongest argument for CVNA centers on Return on Equity, Revenue Growth, Market Cap. Revenue growth of 58.0% demonstrates continued momentum.

Bull Case : VVV

The strongest argument for VVV centers on Return on Equity, Operating Margin, Revenue Growth. Revenue growth of 28.1% demonstrates continued momentum. PEG of 1.10 suggests the stock is reasonably priced for its growth.

Bear Case : CVNA

The primary concerns for CVNA are P/E Ratio, Price/Book, Profit Margin.

Bear Case : VVV

The primary concerns for VVV are Price/Book, Profit Margin, P/E Ratio. A P/E of 49.8x leaves little room for execution misses. Thin 4.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

CVNA profiles as a hypergrowth stock while VVV is a growth play — different risk/reward profiles.

CVNA carries more volatility with a beta of 3.67 — expect wider price swings.

CVNA is growing revenue faster at 58.0% — sustainability is the question.

CVNA generates stronger free cash flow (379M), providing more financial flexibility.

Bottom Line

VVV scores higher overall (69/100 vs 60/100) and 28.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carvana Co

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Carvana Co., operates an e-commerce platform to buy and sell used cars in the United States. The company is headquartered in Tempe, Arizona.

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Valvoline Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Valvoline Inc. manufactures, markets and supplies automotive and engine maintenance products and services. The company is headquartered in Lexington, Kentucky.

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