WallStSmart

Diebold Nixdorf, Incorporated (DBD)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 868% more annual revenue ($37.34B vs $3.86B). SAP leads profitability with a 19.6% profit margin vs 2.8%. SAP trades at a lower P/E of 24.0x. SAP earns a higher WallStSmart Score of 58/100 (C).

DBD

Buy

56

out of 100

Grade: C

Growth: 7.0Profit: 5.5Value: 5.3Quality: 5.0

SAP

Buy

58

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.0Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for DBD.

SAPSignificantly Overvalued (-34.7%)

Margin of Safety

-34.7%

Fair Value

$145.81

Current Price

$181.79

$35.98 premium

UndervaluedFair: $145.81Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DBD2 strengths · Avg: 9.0/10
EPS GrowthGrowth
815.0%10/10

Earnings expanding 815.0% YoY

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

SAP4 strengths · Avg: 9.5/10
Market CapQuality
$205.30B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

Areas to Watch

DBD2 concerns · Avg: 3.5/10
P/E RatioValuation
28.0x4/10

Moderate valuation

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

SAP1 concerns · Avg: 4.0/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : DBD

The strongest argument for DBD centers on EPS Growth, Price/Book.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Operating Margin, Altman Z-Score. Profitability is solid with margins at 19.6% and operating margin at 30.0%.

Bear Case : DBD

The primary concerns for DBD are P/E Ratio, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio.

Key Dynamics to Monitor

DBD profiles as a value stock while SAP is a mature play — different risk/reward profiles.

DBD carries more volatility with a beta of 1.15 — expect wider price swings.

SAP is growing revenue faster at 6.0% — sustainability is the question.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SAP scores higher overall (58/100 vs 56/100), backed by strong 19.6% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Diebold Nixdorf, Incorporated

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Diebold Nixdorf, Incorporated provides connected commerce solutions to financial institutions and retailers in Western Europe, Eastern Europe, Asia, the Middle East, Africa, the United States, Canada, Mexico and Latin America. The company is headquartered in North Canton, Ohio.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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