Diebold Nixdorf, Incorporated (DBD)vsSAP SE ADR (SAP)
DBD
Diebold Nixdorf, Incorporated
$66.83
+0.39%
TECHNOLOGY · Cap: $2.26B
SAP
SAP SE ADR
$224.29
-0.32%
TECHNOLOGY · Cap: $254.49B
Smart Verdict
WallStSmart Research — data-driven comparison
SAP SE ADR generates 886% more annual revenue ($38.19B vs $3.87B). SAP leads profitability with a 20.4% profit margin vs 2.9%. DBD trades at a lower P/E of 21.5x. SAP earns a higher WallStSmart Score of 64/100 (C+).
DBD
Buy54
out of 100
Grade: C-
SAP
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for DBD.
Margin of Safety
-29.7%
Fair Value
$151.45
Current Price
$224.29
$72.84 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 34.2% YoY
Mega-cap, among the largest globally
Safe zone — low bankruptcy risk
Keeps 20 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 27.6%
Earnings expanding 30.6% YoY
Areas to Watch
1.7% revenue growth
Distress zone — elevated risk
2.9% margin — thin
Elevated debt levels
Moderate valuation
Trading at 72.8x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : DBD
The strongest argument for DBD centers on Price/Book, EPS Growth.
Bull Case : SAP
The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%. PEG of 1.17 suggests the stock is reasonably priced for its growth.
Bear Case : DBD
The primary concerns for DBD are Revenue Growth, Altman Z-Score, Profit Margin. Thin 2.9% margins leave little buffer for downturns.
Bear Case : SAP
The primary concerns for SAP are P/E Ratio, Price/Book.
Key Dynamics to Monitor
DBD profiles as a value stock while SAP is a mature play — different risk/reward profiles.
DBD carries more volatility with a beta of 1.19 — expect wider price swings.
SAP is growing revenue faster at 9.4% — sustainability is the question.
SAP generates stronger free cash flow (3.0B), providing more financial flexibility.
Bottom Line
SAP scores higher overall (64/100 vs 54/100), backed by strong 20.4% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Diebold Nixdorf, Incorporated
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Diebold Nixdorf, Incorporated provides connected commerce solutions to financial institutions and retailers in Western Europe, Eastern Europe, Asia, the Middle East, Africa, the United States, Canada, Mexico and Latin America. The company is headquartered in North Canton, Ohio.
SAP SE ADR
TECHNOLOGY · SOFTWARE - APPLICATION · USA
SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.
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