WallStSmart

Digital Brands Group, Inc. Common Stock (DBGI)vsUrban Outfitters Inc (URBN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Urban Outfitters Inc generates 111875% more annual revenue ($6.47B vs $5.78M). URBN leads profitability with a 8.8% profit margin vs 0.0%. URBN earns a higher WallStSmart Score of 71/100 (B).

DBGI

Avoid

23

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 6.7Quality: 2.5
Piotroski: 3/9Altman Z: -6.78

URBN

Strong Buy

71

out of 100

Grade: B

Growth: 7.3Profit: 7.0Value: 6.7Quality: 8.0
Piotroski: 6/9Altman Z: 3.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DBGIUndervalued (+77.8%)

Margin of Safety

+77.8%

Fair Value

$14.36

Current Price

$6.00

$8.36 discount

UndervaluedFair: $14.36Overvalued
URBNUndervalued (+4.0%)

Margin of Safety

+4.0%

Fair Value

$73.45

Current Price

$78.58

$5.13 discount

UndervaluedFair: $73.45Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DBGI0 strengths · Avg: 0/10

No standout strengths identified

URBN4 strengths · Avg: 9.0/10
EPS GrowthGrowth
75.9%10/10

Earnings expanding 75.9% YoY

Altman Z-ScoreHealth
3.3210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
12.4x8/10

Attractively priced relative to earnings

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

DBGI4 concerns · Avg: 3.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$3.45M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

URBN0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : DBGI

DBGI has a balanced fundamental profile.

Bull Case : URBN

The strongest argument for URBN centers on EPS Growth, Altman Z-Score, P/E Ratio. Revenue growth of 10.4% demonstrates continued momentum. PEG of 1.35 suggests the stock is reasonably priced for its growth.

Bear Case : DBGI

The primary concerns for DBGI are EPS Growth, Market Cap, Profit Margin. Debt-to-equity of 40.04 is elevated, increasing financial risk.

Bear Case : URBN

No major red flags identified for URBN, but monitor valuation.

Key Dynamics to Monitor

URBN carries more volatility with a beta of 1.26 — expect wider price swings.

URBN is growing revenue faster at 10.4% — sustainability is the question.

URBN generates stronger free cash flow (301M), providing more financial flexibility.

Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

URBN scores higher overall (71/100 vs 23/100) and 10.4% revenue growth. DBGI offers better value entry with a 77.8% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Digital Brands Group, Inc. Common Stock

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Digital Brands Group, Inc. offers apparel from various brands direct to consumer and wholesale. The company is headquartered in Austin, Texas.

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Urban Outfitters Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Urban Outfitters, Inc. is engaged in the retail and wholesale of general consumer products. The company is headquartered in Philadelphia, Pennsylvania.

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