WallStSmart

Digital Brands Group, Inc. Common Stock (DBGI)vsUrban Outfitters Inc (URBN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Urban Outfitters Inc generates 77755% more annual revenue ($6.17B vs $7.92M). URBN leads profitability with a 7.5% profit margin vs -1.6%. DBGI trades at a lower P/E of 0.0x. URBN earns a higher WallStSmart Score of 62/100 (C+).

DBGI

Avoid

23

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 8.3Quality: 4.5
Piotroski: 3/9Altman Z: -11.04

URBN

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 6.0Value: 7.3Quality: 6.8
Piotroski: 5/9Altman Z: 3.41
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DBGIUndervalued (+99.6%)

Margin of Safety

+99.6%

Fair Value

$740.38

Current Price

$2.13

$738.25 discount

UndervaluedFair: $740.38Overvalued
URBNSignificantly Overvalued (-104.9%)

Margin of Safety

-104.9%

Fair Value

$34.41

Current Price

$61.47

$27.06 premium

UndervaluedFair: $34.41Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DBGI2 strengths · Avg: 10.0/10
P/E RatioValuation
0.0x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

URBN3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.4110/10

Safe zone — low bankruptcy risk

P/E RatioValuation
12.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

DBGI4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$17.24M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-1.6%2/10

ROE of -1.6% — below average capital efficiency

URBN2 concerns · Avg: 2.5/10
Profit MarginProfitability
7.5%3/10

7.5% margin — thin

EPS GrowthGrowth
-17.4%2/10

Earnings declined 17.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : DBGI

The strongest argument for DBGI centers on P/E Ratio, Price/Book.

Bull Case : URBN

The strongest argument for URBN centers on Altman Z-Score, P/E Ratio, Price/Book. Revenue growth of 10.1% demonstrates continued momentum. PEG of 1.01 suggests the stock is reasonably priced for its growth.

Bear Case : DBGI

The primary concerns for DBGI are EPS Growth, Market Cap, Piotroski F-Score.

Bear Case : URBN

The primary concerns for URBN are Profit Margin, EPS Growth.

Key Dynamics to Monitor

DBGI profiles as a turnaround stock while URBN is a value play — different risk/reward profiles.

URBN carries more volatility with a beta of 1.21 — expect wider price swings.

URBN is growing revenue faster at 10.1% — sustainability is the question.

URBN generates stronger free cash flow (217M), providing more financial flexibility.

Bottom Line

URBN scores higher overall (62/100 vs 23/100) and 10.1% revenue growth. DBGI offers better value entry with a 99.6% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Digital Brands Group, Inc. Common Stock

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Digital Brands Group, Inc. offers apparel from various brands direct to consumer and wholesale. The company is headquartered in Austin, Texas.

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Urban Outfitters Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Urban Outfitters, Inc. is engaged in the retail and wholesale of general consumer products. The company is headquartered in Philadelphia, Pennsylvania.

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