WallStSmart

Deere & Company (DE)vsPROG Holdings Inc (PRG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Deere & Company generates 1806% more annual revenue ($47.34B vs $2.48B). DE leads profitability with a 10.1% profit margin vs 6.0%. PRG appears more attractively valued with a PEG of 0.93. PRG earns a higher WallStSmart Score of 66/100 (B-).

DE

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 7.0Value: 5.0Quality: 4.0
Piotroski: 3/9Altman Z: 2.18

PRG

Strong Buy

66

out of 100

Grade: B-

Growth: 4.7Profit: 6.5Value: 6.7Quality: 7.5
Piotroski: 4/9Altman Z: 4.57
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for DE.

PRGSignificantly Overvalued (-16.6%)

Margin of Safety

-16.6%

Fair Value

$29.00

Current Price

$42.78

$13.78 premium

UndervaluedFair: $29.00Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DE1 strengths · Avg: 9.0/10
Market CapQuality
$163.94B9/10

Large-cap with strong market position

PRG4 strengths · Avg: 9.0/10
P/E RatioValuation
11.8x10/10

Attractively priced relative to earnings

Altman Z-ScoreHealth
4.5710/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.938/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

DE4 concerns · Avg: 2.8/10
P/E RatioValuation
33.2x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-11.1%2/10

Revenue declined 11.1%

EPS GrowthGrowth
-8.5%2/10

Earnings declined 8.5%

PRG3 concerns · Avg: 3.0/10
Market CapQuality
$1.86B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.0%3/10

6.0% margin — thin

Debt/EquityHealth
1.213/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : DE

The strongest argument for DE centers on Market Cap. PEG of 1.35 suggests the stock is reasonably priced for its growth.

Bull Case : PRG

The strongest argument for PRG centers on P/E Ratio, Altman Z-Score, PEG Ratio. Revenue growth of 11.1% demonstrates continued momentum. PEG of 0.93 suggests the stock is reasonably priced for its growth.

Bear Case : DE

The primary concerns for DE are P/E Ratio, Piotroski F-Score, Revenue Growth. Debt-to-equity of 2.34 is elevated, increasing financial risk.

Bear Case : PRG

The primary concerns for PRG are Market Cap, Profit Margin, Debt/Equity.

Key Dynamics to Monitor

DE profiles as a declining stock while PRG is a value play — different risk/reward profiles.

PRG carries more volatility with a beta of 1.78 — expect wider price swings.

PRG is growing revenue faster at 11.1% — sustainability is the question.

DE generates stronger free cash flow (874M), providing more financial flexibility.

Bottom Line

PRG scores higher overall (66/100 vs 51/100) and 11.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Deere & Company

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

John Deere is the brand name of Deere & Company, an American corporation that manufactures agricultural, construction, and forestry machinery, diesel engines, drivetrains (axles, transmissions, gearboxes) used in heavy equipment, and lawn care equipment.

PROG Holdings Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

PROG Holdings, Inc. is an omnichannel provider of leasing and purchasing solutions for underserved and credit-distressed customers. The company is headquartered in Draper, Utah.

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