Dream Finders Homes Inc (DFH)vsToll Brothers Inc (TOL)
DFH
Dream Finders Homes Inc
$14.60
+1.74%
CONSUMER CYCLICAL · Cap: $1.42B
TOL
Toll Brothers Inc
$137.42
+1.09%
CONSUMER CYCLICAL · Cap: $13.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Toll Brothers Inc generates 162% more annual revenue ($11.05B vs $4.22B). TOL leads profitability with a 11.7% profit margin vs 4.2%. DFH trades at a lower P/E of 9.0x. TOL earns a higher WallStSmart Score of 61/100 (C+).
DFH
Hold42
out of 100
Grade: D
TOL
Buy61
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+39.5%
Fair Value
$34.05
Current Price
$14.60
$19.45 discount
Margin of Safety
-53.9%
Fair Value
$95.60
Current Price
$137.42
$41.82 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
4.2% margin — thin
Operating margin of 2.1%
Elevated debt levels
Weak financial health signals
Revenue declined 7.6%
Earnings declined 22.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : DFH
The strongest argument for DFH centers on P/E Ratio, Price/Book.
Bull Case : TOL
The strongest argument for TOL centers on P/E Ratio, Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.
Bear Case : DFH
The primary concerns for DFH are Market Cap, Profit Margin, Operating Margin. Thin 4.2% margins leave little buffer for downturns.
Bear Case : TOL
The primary concerns for TOL are Piotroski F-Score, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
DFH profiles as a value stock while TOL is a declining play — different risk/reward profiles.
DFH carries more volatility with a beta of 1.84 — expect wider price swings.
TOL is growing revenue faster at -7.6% — sustainability is the question.
TOL generates stronger free cash flow (110M), providing more financial flexibility.
Bottom Line
TOL scores higher overall (61/100 vs 42/100). DFH offers better value entry with a 39.5% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Dream Finders Homes Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
Dream Finders Homes, Inc. is a holding company of Dream Finders Holdings LLC engaged in the home construction business in the United States. The company is headquartered in Jacksonville, Florida.
Toll Brothers Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
Toll Brothers, Inc. designs, builds, markets, sells and manages the financing of a variety of detached and attached homes in luxury residential communities in the United States. The company is headquartered in Horsham, Pennsylvania.
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