WallStSmart

Duluth Holdings Inc (DLTH)vsMercadoLibre Inc. (MELI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

MercadoLibre Inc. generates 6288% more annual revenue ($35.18B vs $550.75M). MELI leads profitability with a 5.3% profit margin vs 1.1%. DLTH appears more attractively valued with a PEG of 0.83. MELI earns a higher WallStSmart Score of 60/100 (C+).

DLTH

Buy

57

out of 100

Grade: C

Growth: 4.7Profit: 4.5Value: 8.0Quality: 7.0
Piotroski: 6/9Altman Z: 2.15

MELI

Buy

60

out of 100

Grade: C+

Growth: 7.3Profit: 6.0Value: 6.7Quality: 4.0
Piotroski: 2/9Altman Z: 1.35
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLTHUndervalued (+72.4%)

Margin of Safety

+72.4%

Fair Value

$8.54

Current Price

$4.65

$3.89 discount

UndervaluedFair: $8.54Overvalued
MELIUndervalued (+64.8%)

Margin of Safety

+64.8%

Fair Value

$5728.38

Current Price

$1897.37

$3831.01 discount

UndervaluedFair: $5728.38Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLTH3 strengths · Avg: 9.3/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
1266.0%10/10

Earnings expanding 1266.0% YoY

PEG RatioValuation
0.838/10

Growing faster than its price suggests

MELI5 strengths · Avg: 8.8/10
Revenue GrowthGrowth
49.8%10/10

Revenue surging 49.8% year-over-year

Market CapQuality
$96.19B9/10

Large-cap with strong market position

Return on EquityProfitability
23.8%9/10

Every $100 of equity generates 24 in profit

PEG RatioValuation
0.928/10

Growing faster than its price suggests

Free Cash FlowQuality
$3.39B8/10

Generating 3.4B in free cash flow

Areas to Watch

DLTH4 concerns · Avg: 3.0/10
P/E RatioValuation
27.4x4/10

Moderate valuation

Market CapQuality
$176.72M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
1.1%3/10

1.1% margin — thin

Return on EquityProfitability
-9.7%2/10

ROE of -9.7% — below average capital efficiency

MELI4 concerns · Avg: 3.3/10
Price/BookValuation
12.3x4/10

Trading at 12.3x book value

Profit MarginProfitability
5.3%3/10

5.3% margin — thin

Debt/EquityHealth
1.683/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : DLTH

The strongest argument for DLTH centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.83 suggests the stock is reasonably priced for its growth.

Bull Case : MELI

The strongest argument for MELI centers on Revenue Growth, Market Cap, Return on Equity. Revenue growth of 49.8% demonstrates continued momentum. PEG of 0.92 suggests the stock is reasonably priced for its growth.

Bear Case : DLTH

The primary concerns for DLTH are P/E Ratio, Market Cap, Profit Margin. Thin 1.1% margins leave little buffer for downturns.

Bear Case : MELI

The primary concerns for MELI are Price/Book, Profit Margin, Debt/Equity. A P/E of 51.8x leaves little room for execution misses. Debt-to-equity of 1.68 is elevated, increasing financial risk.

Key Dynamics to Monitor

DLTH profiles as a value stock while MELI is a hypergrowth play — different risk/reward profiles.

DLTH carries more volatility with a beta of 1.38 — expect wider price swings.

MELI is growing revenue faster at 49.8% — sustainability is the question.

MELI generates stronger free cash flow (3.4B), providing more financial flexibility.

Bottom Line

MELI scores higher overall (60/100 vs 57/100) and 49.8% revenue growth. DLTH offers better value entry with a 72.4% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Duluth Holdings Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Duluth Holdings Inc. sells men's and women's casual, workwear, and accessories under the Duluth Trading brand in the United States. The company is headquartered in Mount Horeb, Wisconsin.

MercadoLibre Inc.

CONSUMER CYCLICAL · INTERNET RETAIL · USA

MercadoLibre, Inc. operates online trading platforms in Latin America. The company is headquartered in Buenos Aires, Argentina.

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