WallStSmart

Driven Brands Holdings Inc (DRVN)vsCarMax Inc (KMX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CarMax Inc generates 1360% more annual revenue ($28.20B vs $1.93B). DRVN leads profitability with a 8.6% profit margin vs 0.8%. KMX appears more attractively valued with a PEG of 0.61. DRVN earns a higher WallStSmart Score of 61/100 (C+).

DRVN

Buy

61

out of 100

Grade: C+

Growth: 3.3Profit: 6.5Value: 6.7Quality: 3.5
Piotroski: 4/9Altman Z: 0.40

KMX

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 4/9Altman Z: 1.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DRVNFair Value (-3.7%)

Margin of Safety

-3.7%

Fair Value

$16.30

Current Price

$12.27

$4.03 premium

UndervaluedFair: $16.30Overvalued

Intrinsic value data unavailable for KMX.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DRVN4 strengths · Avg: 8.3/10
Return on EquityProfitability
20.2%9/10

Every $100 of equity generates 20 in profit

PEG RatioValuation
0.938/10

Growing faster than its price suggests

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

KMX2 strengths · Avg: 9.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

PEG RatioValuation
0.618/10

Growing faster than its price suggests

Areas to Watch

DRVN3 concerns · Avg: 1.7/10
EPS GrowthGrowth
-37.0%2/10

Earnings declined 37.0%

Altman Z-ScoreHealth
0.402/10

Distress zone — elevated risk

Debt/EquityHealth
2.661/10

Elevated debt levels

KMX4 concerns · Avg: 3.5/10
P/E RatioValuation
35.9x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.664/10

Distress zone — elevated risk

Return on EquityProfitability
4.2%3/10

ROE of 4.2% — below average capital efficiency

Profit MarginProfitability
0.8%3/10

0.8% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : DRVN

The strongest argument for DRVN centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.93 suggests the stock is reasonably priced for its growth.

Bull Case : KMX

The strongest argument for KMX centers on Price/Book, PEG Ratio. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bear Case : DRVN

The primary concerns for DRVN are EPS Growth, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.66 is elevated, increasing financial risk.

Bear Case : KMX

The primary concerns for KMX are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.05 is elevated, increasing financial risk. Thin 0.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

KMX carries more volatility with a beta of 1.17 — expect wider price swings.

DRVN is growing revenue faster at 6.8% — sustainability is the question.

DRVN generates stronger free cash flow (29M), providing more financial flexibility.

Monitor AUTO & TRUCK DEALERSHIPS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DRVN scores higher overall (61/100 vs 53/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Driven Brands Holdings Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Driven Brands Holdings Inc. provides automotive services to retail and commercial clients in North America and internationally. The company is headquartered in Charlotte, North Carolina.

CarMax Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

CarMax is a used vehicle retailer based in the United States. It operates two business segments: CarMax Sales Operations and CarMax Auto Finance.

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