Ellington Residential Mortgage (EARN)vsHartford Financial Services Group (HIG)
EARN
Ellington Residential Mortgage
$4.32
+0.35%
FINANCIAL SERVICES · Cap: $162.30M
HIG
Hartford Financial Services Group
$136.36
-0.32%
FINANCIAL SERVICES · Cap: $36.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 70377% more annual revenue ($29.32B vs $41.59M). HIG leads profitability with a 14.9% profit margin vs -81.2%. HIG trades at a lower P/E of 9.4x. HIG earns a higher WallStSmart Score of 79/100 (B+).
EARN
Hold44
out of 100
Grade: D
HIG
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 68.0%
Earnings expanding 69.8% YoY
Attractively priced relative to earnings
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Areas to Watch
Smaller company, higher risk/reward
Elevated debt levels
ROE of -2.8% — below average capital efficiency
Revenue declined 19.3%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : EARN
The strongest argument for EARN centers on Price/Book, Operating Margin, EPS Growth.
Bull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bear Case : EARN
The primary concerns for EARN are Market Cap, Debt/Equity, Return on Equity.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Key Dynamics to Monitor
EARN profiles as a turnaround stock while HIG is a value play — different risk/reward profiles.
EARN carries more volatility with a beta of 1.27 — expect wider price swings.
HIG is growing revenue faster at 8.1% — sustainability is the question.
Monitor ASSET MANAGEMENT industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HIG scores higher overall (79/100 vs 44/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ellington Residential Mortgage
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Ellington Residential Mortgage REIT, a real estate investment trust, specializes in acquiring, investing, and managing residential and real estate-related mortgage assets. The company is headquartered in Old Greenwich, Connecticut.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
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