WallStSmart

Elme Communities (ELME)vsMid-America Apartment Communities Inc (MAA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mid-America Apartment Communities Inc generates 794% more annual revenue ($2.21B vs $247.63M). MAA leads profitability with a 17.6% profit margin vs -74.7%. MAA appears more attractively valued with a PEG of 7.03. MAA earns a higher WallStSmart Score of 50/100 (D+).

ELME

Hold

41

out of 100

Grade: D

Growth: 4.3Profit: 2.5Value: 5.7Quality: 4.8
Piotroski: 3/9

MAA

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 7.0Value: 3.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.68
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ELMEUndervalued (+89.0%)

Margin of Safety

+89.0%

Fair Value

$20.31

Current Price

$1.36

$18.95 discount

UndervaluedFair: $20.31Overvalued

Intrinsic value data unavailable for MAA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ELME1 strengths · Avg: 10.0/10
Price/BookValuation
0.1x10/10

Reasonable price relative to book value

MAA2 strengths · Avg: 8.0/10
Price/BookValuation
3.0x8/10

Reasonable price relative to book value

Operating MarginProfitability
26.6%8/10

Strong operational efficiency at 26.6%

Areas to Watch

ELME4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$131.51M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

MAA4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.8%4/10

0.8% revenue growth

Return on EquityProfitability
7.0%3/10

ROE of 7.0% — below average capital efficiency

Debt/EquityHealth
1.023/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : ELME

The strongest argument for ELME centers on Price/Book.

Bull Case : MAA

The strongest argument for MAA centers on Price/Book, Operating Margin. Profitability is solid with margins at 17.6% and operating margin at 26.6%.

Bear Case : ELME

The primary concerns for ELME are Revenue Growth, EPS Growth, Market Cap.

Bear Case : MAA

The primary concerns for MAA are Revenue Growth, Return on Equity, Debt/Equity. A P/E of 40.9x leaves little room for execution misses.

Key Dynamics to Monitor

ELME profiles as a turnaround stock while MAA is a value play — different risk/reward profiles.

ELME carries more volatility with a beta of 0.77 — expect wider price swings.

ELME is growing revenue faster at 1.7% — sustainability is the question.

MAA generates stronger free cash flow (16M), providing more financial flexibility.

Bottom Line

MAA scores higher overall (50/100 vs 41/100), backed by strong 17.6% margins. ELME offers better value entry with a 89.0% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Elme Communities

REAL ESTATE · REIT - RESIDENTIAL · USA

Elme Communities owns and operates real estate assets in a unique position in the Washington metropolitan area.

Mid-America Apartment Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.

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