WallStSmart

EverCommerce Inc (EVCM)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 6185% more annual revenue ($37.34B vs $594.10M). SAP leads profitability with a 19.6% profit margin vs 5.5%. EVCM appears more attractively valued with a PEG of 0.45. SAP earns a higher WallStSmart Score of 59/100 (C).

EVCM

Hold

47

out of 100

Grade: D+

Growth: 3.3Profit: 4.5Value: 4.7Quality: 6.0
Piotroski: 6/9Altman Z: 0.67

SAP

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.7Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EVCMSignificantly Overvalued (-19.4%)

Margin of Safety

-19.4%

Fair Value

$8.56

Current Price

$9.20

$0.64 premium

UndervaluedFair: $8.56Overvalued
SAPSignificantly Overvalued (-34.8%)

Margin of Safety

-34.8%

Fair Value

$145.80

Current Price

$184.77

$38.97 premium

UndervaluedFair: $145.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EVCM2 strengths · Avg: 9.0/10
PEG RatioValuation
0.4510/10

Growing faster than its price suggests

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

SAP4 strengths · Avg: 9.3/10
Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$192.92B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

Areas to Watch

EVCM4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.62B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.4%3/10

ROE of 3.4% — below average capital efficiency

SAP0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : EVCM

The strongest argument for EVCM centers on PEG Ratio, Price/Book. PEG of 0.45 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bear Case : EVCM

The primary concerns for EVCM are Revenue Growth, EPS Growth, Market Cap. A P/E of 70.2x leaves little room for execution misses.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Key Dynamics to Monitor

EVCM profiles as a value stock while SAP is a mature play — different risk/reward profiles.

EVCM carries more volatility with a beta of 0.92 — expect wider price swings.

SAP is growing revenue faster at 6.0% — sustainability is the question.

SAP generates stronger free cash flow (3.3B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (59/100 vs 47/100), backed by strong 19.6% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

EverCommerce Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

EverCommerce Inc. provides integrated software-as-a-service solutions for small and medium-sized service-based businesses. The company is headquartered in Denver, Colorado.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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