WallStSmart

EverQuote Inc Class A (EVER)vsNebius Group N.V. (NBIS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Nebius Group N.V. generates 22% more annual revenue ($877.90M vs $716.74M). NBIS leads profitability with a 93.1% profit margin vs 15.3%. EVER trades at a lower P/E of 6.6x. EVER earns a higher WallStSmart Score of 69/100 (B-).

EVER

Strong Buy

69

out of 100

Grade: B-

Growth: 8.0Profit: 8.5Value: 8.3Quality: 9.0
Piotroski: 4/9Altman Z: 4.67

NBIS

Buy

55

out of 100

Grade: C-

Growth: 8.0Profit: 5.0Value: 6.0Quality: 5.5
Piotroski: 5/9Altman Z: 0.92
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EVERUndervalued (+53.0%)

Margin of Safety

+53.0%

Fair Value

$31.82

Current Price

$19.32

$12.50 discount

UndervaluedFair: $31.82Overvalued
NBISUndervalued (+26.0%)

Margin of Safety

+26.0%

Fair Value

$307.91

Current Price

$227.81

$80.10 discount

UndervaluedFair: $307.91Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EVER6 strengths · Avg: 9.7/10
P/E RatioValuation
6.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
45.7%10/10

Every $100 of equity generates 46 in profit

EPS GrowthGrowth
142.9%10/10

Earnings expanding 142.9% YoY

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.6710/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

NBIS4 strengths · Avg: 9.3/10
Profit MarginProfitability
93.1%10/10

Keeps 93 of every $100 in revenue as profit

Revenue GrowthGrowth
684.0%10/10

Revenue surging 684.0% year-over-year

Market CapQuality
$66.16B9/10

Large-cap with strong market position

PEG RatioValuation
0.638/10

Growing faster than its price suggests

Areas to Watch

EVER1 concerns · Avg: 3.0/10
Market CapQuality
$683.41M3/10

Smaller company, higher risk/reward

NBIS4 concerns · Avg: 3.3/10
Price/BookValuation
8.1x4/10

Trading at 8.1x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Debt/EquityHealth
1.313/10

Elevated debt levels

P/E RatioValuation
101.0x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : EVER

The strongest argument for EVER centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 15.3% and operating margin at 12.3%. Revenue growth of 14.5% demonstrates continued momentum.

Bull Case : NBIS

The strongest argument for NBIS centers on Profit Margin, Revenue Growth, Market Cap. Profitability is solid with margins at 93.1% and operating margin at -32.1%. Revenue growth of 684.0% demonstrates continued momentum.

Bear Case : EVER

The primary concerns for EVER are Market Cap.

Bear Case : NBIS

The primary concerns for NBIS are Price/Book, EPS Growth, Debt/Equity. A P/E of 101.0x leaves little room for execution misses.

Key Dynamics to Monitor

EVER profiles as a mature stock while NBIS is a growth play — different risk/reward profiles.

NBIS carries more volatility with a beta of 1.24 — expect wider price swings.

NBIS is growing revenue faster at 684.0% — sustainability is the question.

EVER generates stronger free cash flow (28M), providing more financial flexibility.

Bottom Line

EVER scores higher overall (69/100 vs 55/100), backed by strong 15.3% margins and 14.5% revenue growth. NBIS offers better value entry with a 26.0% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

EverQuote Inc Class A

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

EverQuote, Inc. operates an online marketplace for purchasing insurance in the United States. The company is headquartered in Cambridge, Massachusetts.

Nebius Group N.V.

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Nebius Group N.V. (Ticker: NBIS) is a forward-looking technology company specializing in advanced digital solutions designed to enhance client engagement and streamline operational efficiency across diverse sectors. By harnessing the power of cloud computing, artificial intelligence, and data analytics, Nebius equips businesses to effectively manage the complexities of the digital age. With a strong portfolio of intellectual property and meaningful strategic partnerships, the company is poised to capture significant growth opportunities in the dynamic technology landscape, positioning itself as an appealing investment choice for institutional investors seeking high-growth prospects in tech-driven markets.

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