WallStSmart

EverQuote Inc Class A (EVER)vsNebius Group N.V. (NBIS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Nebius Group N.V. generates 79% more annual revenue ($1.36B vs $755.20M). EVER leads profitability with a 15.2% profit margin vs 3.1%. EVER earns a higher WallStSmart Score of 66/100 (B-).

EVER

Strong Buy

66

out of 100

Grade: B-

Growth: 8.7Profit: 8.5Value: 8.3Quality: 9.0
Piotroski: 4/9Altman Z: 4.62

NBIS

Hold

43

out of 100

Grade: D

Growth: 8.0Profit: 3.0Value: 7.7Quality: 6.5
Piotroski: 5/9Altman Z: 1.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EVERUndervalued (+54.5%)

Margin of Safety

+54.5%

Fair Value

$32.89

Current Price

$23.98

$8.91 discount

UndervaluedFair: $32.89Overvalued
NBISUndervalued (+52.2%)

Margin of Safety

+52.2%

Fair Value

$469.87

Current Price

$224.55

$245.32 discount

UndervaluedFair: $469.87Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EVER6 strengths · Avg: 9.3/10
P/E RatioValuation
8.3x10/10

Attractively priced relative to earnings

Return on EquityProfitability
44.6%10/10

Every $100 of equity generates 45 in profit

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.6210/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
24.6%8/10

Revenue surging 24.6% year-over-year

EPS GrowthGrowth
35.9%8/10

Earnings expanding 35.9% YoY

NBIS3 strengths · Avg: 9.0/10
Revenue GrowthGrowth
454.0%10/10

Revenue surging 454.0% year-over-year

Market CapQuality
$57.01B9/10

Large-cap with strong market position

PEG RatioValuation
0.538/10

Growing faster than its price suggests

Areas to Watch

EVER1 concerns · Avg: 3.0/10
Market CapQuality
$875.00M3/10

Smaller company, higher risk/reward

NBIS4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
0.6%3/10

ROE of 0.6% — below average capital efficiency

Profit MarginProfitability
3.1%3/10

3.1% margin — thin

Free Cash FlowQuality
$-3.41B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : EVER

The strongest argument for EVER centers on P/E Ratio, Return on Equity, Debt/Equity. Profitability is solid with margins at 15.2% and operating margin at 12.0%. Revenue growth of 24.6% demonstrates continued momentum.

Bull Case : NBIS

The strongest argument for NBIS centers on Revenue Growth, Market Cap, PEG Ratio. Revenue growth of 454.0% demonstrates continued momentum. PEG of 0.53 suggests the stock is reasonably priced for its growth.

Bear Case : EVER

The primary concerns for EVER are Market Cap.

Bear Case : NBIS

The primary concerns for NBIS are EPS Growth, Return on Equity, Profit Margin. Thin 3.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

EVER profiles as a growth stock while NBIS is a hypergrowth play — different risk/reward profiles.

NBIS carries more volatility with a beta of 1.44 — expect wider price swings.

NBIS is growing revenue faster at 454.0% — sustainability is the question.

EVER generates stronger free cash flow (23M), providing more financial flexibility.

Bottom Line

EVER scores higher overall (66/100 vs 43/100), backed by strong 15.2% margins and 24.6% revenue growth. NBIS offers better value entry with a 52.2% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

EverQuote Inc Class A

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

EverQuote, Inc. operates an online marketplace for purchasing insurance in the United States. The company is headquartered in Cambridge, Massachusetts.

Nebius Group N.V.

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Nebius Group N.V. (Ticker: NBIS) is an innovative technology firm that specializes in advanced digital solutions to enhance client engagement and operational efficiency across diverse sectors. By integrating cutting-edge cloud computing, artificial intelligence, and data analytics, Nebius enables businesses to adeptly manage the complexities of today's digital landscape. The company boasts a strong portfolio of intellectual property and strategic partnerships, positioning it favorably to capitalize on significant growth opportunities in the technology-driven marketplace. As such, Nebius presents a compelling investment opportunity for institutional investors seeking to gain exposure to pioneering solutions in the tech sector.

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