East West Bancorp Inc (EWBC)vsHDFC Bank Limited ADR (HDB)
EWBC
East West Bancorp Inc
$129.17
-0.15%
FINANCIAL SERVICES · Cap: $17.71B
HDB
HDFC Bank Limited ADR
$23.34
+6.87%
FINANCIAL SERVICES · Cap: $119.10B
Smart Verdict
WallStSmart Research — data-driven comparison
HDFC Bank Limited ADR generates 102013% more annual revenue ($2.95T vs $2.89B). EWBC leads profitability with a 50.1% profit margin vs 26.8%. HDB appears more attractively valued with a PEG of 1.01. HDB earns a higher WallStSmart Score of 76/100 (B+).
EWBC
Strong Buy70
out of 100
Grade: B
HDB
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 50 of every $100 in revenue as profit
Strong operational efficiency at 65.3%
Attractively priced relative to earnings
Reasonable price relative to book value
16.3% revenue growth
Strong operational efficiency at 33.3%
Generating 1.7T in free cash flow
Large-cap with strong market position
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
16.6% revenue growth
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Trading at 9.4x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : EWBC
The strongest argument for EWBC centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 50.1% and operating margin at 65.3%. Revenue growth of 16.3% demonstrates continued momentum.
Bull Case : HDB
The strongest argument for HDB centers on Operating Margin, Free Cash Flow, Market Cap. Profitability is solid with margins at 26.8% and operating margin at 33.3%. Revenue growth of 16.6% demonstrates continued momentum.
Bear Case : EWBC
The primary concerns for EWBC are PEG Ratio, Altman Z-Score.
Bear Case : HDB
The primary concerns for HDB are Price/Book.
Key Dynamics to Monitor
EWBC carries more volatility with a beta of 0.93 — expect wider price swings.
HDB is growing revenue faster at 16.6% — sustainability is the question.
HDB generates stronger free cash flow (1.7T), providing more financial flexibility.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HDB scores higher overall (76/100 vs 70/100), backed by strong 26.8% margins and 16.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
East West Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
East West Bancorp, Inc. is the banking holding company for East West Bank providing a range of personal and commercial banking services to businesses and individuals in the United States and Greater China. The company is headquartered in Pasadena, California.
HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
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