WallStSmart

ExlService Holdings Inc (EXLS)vsInfosys Ltd ADR (INFY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Infosys Ltd ADR generates 851% more annual revenue ($19.85B vs $2.09B). INFY leads profitability with a 16.2% profit margin vs 12.0%. EXLS appears more attractively valued with a PEG of 1.01. EXLS earns a higher WallStSmart Score of 63/100 (C+).

EXLS

Buy

63

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 10.0Quality: 7.8
Piotroski: 6/9Altman Z: 4.26

INFY

Hold

48

out of 100

Grade: D+

Growth: 4.0Profit: 9.0Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EXLSUndervalued (+46.6%)

Margin of Safety

+46.6%

Fair Value

$56.66

Current Price

$30.28

$26.38 discount

UndervaluedFair: $56.66Overvalued
INFYSignificantly Overvalued (-200.8%)

Margin of Safety

-200.8%

Fair Value

$5.24

Current Price

$13.17

$7.93 premium

UndervaluedFair: $5.24Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EXLS2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
4.2610/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
27.3%9/10

Every $100 of equity generates 27 in profit

INFY3 strengths · Avg: 9.0/10
Return on EquityProfitability
32.7%10/10

Every $100 of equity generates 33 in profit

Market CapQuality
$53.86B9/10

Large-cap with strong market position

P/E RatioValuation
17.0x8/10

Attractively priced relative to earnings

Areas to Watch

EXLS0 concerns · Avg: 0/10

No major concerns identified

INFY3 concerns · Avg: 3.3/10
PEG RatioValuation
2.224/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.2%4/10

3.2% revenue growth

EPS GrowthGrowth
-5.3%2/10

Earnings declined 5.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : EXLS

The strongest argument for EXLS centers on Altman Z-Score, Return on Equity. Revenue growth of 12.7% demonstrates continued momentum. PEG of 1.01 suggests the stock is reasonably priced for its growth.

Bull Case : INFY

The strongest argument for INFY centers on Return on Equity, Market Cap, P/E Ratio. Profitability is solid with margins at 16.2% and operating margin at 18.0%.

Bear Case : EXLS

No major red flags identified for EXLS, but monitor valuation.

Bear Case : INFY

The primary concerns for INFY are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

EXLS carries more volatility with a beta of 0.91 — expect wider price swings.

EXLS is growing revenue faster at 12.7% — sustainability is the question.

INFY generates stronger free cash flow (924M), providing more financial flexibility.

Monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

EXLS scores higher overall (63/100 vs 48/100) and 12.7% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ExlService Holdings Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

ExlService Holdings, Inc. provides operations management and analysis services in the United States, the United Kingdom, and internationally. The company is headquartered in New York, New York.

Infosys Ltd ADR

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Infosys Limited offers next generation digital consulting, technology, outsourcing and services in North America, Europe, India and internationally. The company is headquartered in Bengaluru, India.

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