WallStSmart

National Vision Holdings Inc (EYE)vsSea Ltd (SE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sea Ltd generates 1147% more annual revenue ($25.19B vs $2.02B). SE leads profitability with a 6.4% profit margin vs 2.3%. EYE trades at a lower P/E of 29.4x. SE earns a higher WallStSmart Score of 58/100 (C).

EYE

Buy

55

out of 100

Grade: C-

Growth: 7.3Profit: 4.5Value: 4.3Quality: 5.0
Piotroski: 5/9Altman Z: 1.51

SE

Buy

58

out of 100

Grade: C

Growth: 8.0Profit: 5.5Value: 6.7Quality: 7.3
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EYESignificantly Overvalued (-19.1%)

Margin of Safety

-19.1%

Fair Value

$23.68

Current Price

$15.44

$8.24 premium

UndervaluedFair: $23.68Overvalued
SEUndervalued (+53.1%)

Margin of Safety

+53.1%

Fair Value

$243.96

Current Price

$86.56

$157.40 discount

UndervaluedFair: $243.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EYE2 strengths · Avg: 10.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
111.2%10/10

Earnings expanding 111.2% YoY

SE3 strengths · Avg: 9.3/10
Revenue GrowthGrowth
46.6%10/10

Revenue surging 46.6% year-over-year

Market CapQuality
$57.05B9/10

Large-cap with strong market position

Debt/EquityHealth
0.289/10

Conservative balance sheet, low leverage

Areas to Watch

EYE4 concerns · Avg: 3.5/10
P/E RatioValuation
29.4x4/10

Moderate valuation

Altman Z-ScoreHealth
1.514/10

Distress zone — elevated risk

Market CapQuality
$1.34B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.2%3/10

ROE of 5.2% — below average capital efficiency

SE4 concerns · Avg: 3.3/10
P/E RatioValuation
36.7x4/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
3.1%4/10

3.1% earnings growth

Profit MarginProfitability
6.4%3/10

6.4% margin — thin

Free Cash FlowQuality
$02/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : EYE

The strongest argument for EYE centers on Price/Book, EPS Growth.

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, Market Cap, Debt/Equity. Revenue growth of 46.6% demonstrates continued momentum. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bear Case : EYE

The primary concerns for EYE are P/E Ratio, Altman Z-Score, Market Cap. Thin 2.3% margins leave little buffer for downturns.

Bear Case : SE

The primary concerns for SE are P/E Ratio, EPS Growth, Profit Margin.

Key Dynamics to Monitor

EYE profiles as a value stock while SE is a hypergrowth play — different risk/reward profiles.

SE carries more volatility with a beta of 1.57 — expect wider price swings.

SE is growing revenue faster at 46.6% — sustainability is the question.

Monitor SPECIALTY RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SE scores higher overall (58/100 vs 55/100) and 46.6% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

National Vision Holdings Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

National Vision Holdings, Inc., is an optical retailer in the United States. The company is headquartered in Duluth, Georgia.

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Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

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