WallStSmart

Fair Isaac Corporation (FICO)vsSony Group Corp (SONY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sony Group Corp generates 530311% more annual revenue ($12.70T vs $2.39B). FICO leads profitability with a 34.1% profit margin vs -1.8%. FICO appears more attractively valued with a PEG of 0.65. FICO earns a higher WallStSmart Score of 77/100 (B+).

FICO

Strong Buy

77

out of 100

Grade: B+

Growth: 8.7Profit: 10.0Value: 6.3Quality: 7.5
Piotroski: 5/9Altman Z: 6.04

SONY

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 4.5Value: 5.0Quality: 7.5
Piotroski: 6/9Altman Z: 2.43

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FICO6 strengths · Avg: 9.7/10
Return on EquityProfitability
35.6%10/10

Every $100 of equity generates 36 in profit

Profit MarginProfitability
34.1%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
53.8%10/10

Strong operational efficiency at 53.8%

Debt/EquityHealth
-1.3710/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
6.0410/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.658/10

Growing faster than its price suggests

SONY5 strengths · Avg: 8.8/10
Free Cash FlowQuality
$59.56B10/10

Generating 59.6B in free cash flow

Market CapQuality
$143.48B9/10

Large-cap with strong market position

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

EPS GrowthGrowth
47.6%8/10

Earnings expanding 47.6% YoY

Areas to Watch

FICO1 concerns · Avg: 4.0/10
P/E RatioValuation
27.1x4/10

Moderate valuation

SONY3 concerns · Avg: 2.3/10
PEG RatioValuation
1.674/10

Expensive relative to growth rate

Return on EquityProfitability
-2.9%2/10

ROE of -2.9% — below average capital efficiency

Profit MarginProfitability
-1.8%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : FICO

The strongest argument for FICO centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 34.1% and operating margin at 53.8%. Revenue growth of 25.7% demonstrates continued momentum.

Bull Case : SONY

The strongest argument for SONY centers on Free Cash Flow, Market Cap, Debt/Equity.

Bear Case : FICO

The primary concerns for FICO are P/E Ratio.

Bear Case : SONY

The primary concerns for SONY are PEG Ratio, Return on Equity, Profit Margin.

Key Dynamics to Monitor

FICO profiles as a growth stock while SONY is a turnaround play — different risk/reward profiles.

FICO carries more volatility with a beta of 1.32 — expect wider price swings.

FICO is growing revenue faster at 25.7% — sustainability is the question.

SONY generates stronger free cash flow (59.6B), providing more financial flexibility.

Bottom Line

FICO scores higher overall (77/100 vs 59/100), backed by strong 34.1% margins and 25.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fair Isaac Corporation

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Fair Isaac Corporation develops data management, software and analytics products and services that enable companies to automate, improve and connect decisions in North America, Latin America, Europe, the Middle East, Africa and Asia Pacific. The company is headquartered in San Jose, California.

Visit Website →

Sony Group Corp

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Sony Group Corporation designs, develops, produces and sells electronic equipment, instruments and devices for the consumer, professional and industrial markets worldwide. The company is headquartered in Tokyo, Japan.

Want to dig deeper into these stocks?