Fair Isaac Corporation (FICO)vsVuzix Corp Cmn Stk (VUZI)
FICO
Fair Isaac Corporation
$1,137.33
-2.52%
TECHNOLOGY · Cap: $27.35B
VUZI
Vuzix Corp Cmn Stk
$4.23
+3.05%
TECHNOLOGY · Cap: $259.45M
Smart Verdict
WallStSmart Research — data-driven comparison
Fair Isaac Corporation generates 36935% more annual revenue ($2.26B vs $6.09M). FICO leads profitability with a 33.7% profit margin vs 0.0%. FICO earns a higher WallStSmart Score of 79/100 (B+).
FICO
Strong Buy79
out of 100
Grade: B+
VUZI
Avoid16
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for FICO.
Margin of Safety
+40.5%
Fair Value
$4.15
Current Price
$4.23
$0.08 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 36 in profit
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 58.2%
Revenue surging 38.7% year-over-year
Earnings expanding 69.0% YoY
Conservative balance sheet, low leverage
Conservative balance sheet, low leverage
Areas to Watch
Premium valuation, high expectations priced in
Trading at 14.1x book value
0.0% earnings growth
Smaller company, higher risk/reward
0.0% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : FICO
The strongest argument for FICO centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 33.7% and operating margin at 58.2%. Revenue growth of 38.7% demonstrates continued momentum.
Bull Case : VUZI
The strongest argument for VUZI centers on Debt/Equity.
Bear Case : FICO
The primary concerns for FICO are P/E Ratio.
Bear Case : VUZI
The primary concerns for VUZI are Price/Book, EPS Growth, Market Cap.
Key Dynamics to Monitor
FICO profiles as a growth stock while VUZI is a value play — different risk/reward profiles.
VUZI carries more volatility with a beta of 1.69 — expect wider price swings.
FICO is growing revenue faster at 38.7% — sustainability is the question.
FICO generates stronger free cash flow (223M), providing more financial flexibility.
Bottom Line
FICO scores higher overall (79/100 vs 16/100), backed by strong 33.7% margins and 38.7% revenue growth. VUZI offers better value entry with a 40.5% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Fair Isaac Corporation
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Fair Isaac Corporation develops data management, software and analytics products and services that enable companies to automate, improve and connect decisions in North America, Latin America, Europe, the Middle East, Africa and Asia Pacific. The company is headquartered in San Jose, California.
Visit Website →Vuzix Corp Cmn Stk
TECHNOLOGY · CONSUMER ELECTRONICS · USA
Vuzix Corporation designs, manufactures, markets and sells augmented reality (AR) computing and display devices for consumer and business markets in North America, Asia-Pacific, Europe, and internationally. The company is headquartered in West Henrietta, New York.
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