WallStSmart

Fiserv, Inc. Common Stock (FISV)vsKLA Corporation (KLAC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

KLAC leads profitability with a 35.8% profit margin vs 0.0%. FISV appears more attractively valued with a PEG of 0.93. KLAC earns a higher WallStSmart Score of 70/100 (B).

FISV

Hold

46

out of 100

Grade: D+

Growth: 4.7Profit: 4.0Value: 8.3Quality: 4.8
Piotroski: 5/9Altman Z: 1.31

KLAC

Strong Buy

70

out of 100

Grade: B

Growth: 7.3Profit: 10.0Value: 8.7Quality: 8.5
Piotroski: 6/9Altman Z: 2.70
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for FISV.

KLACUndervalued (+3.9%)

Margin of Safety

+3.9%

Fair Value

$1605.71

Current Price

$1543.82

$61.89 discount

UndervaluedFair: $1605.71Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FISV3 strengths · Avg: 8.7/10
P/E RatioValuation
8.9x10/10

Attractively priced relative to earnings

PEG RatioValuation
0.938/10

Growing faster than its price suggests

Free Cash FlowQuality
$1.53B8/10

Generating 1.5B in free cash flow

KLAC6 strengths · Avg: 9.3/10
Market CapQuality
$205.79B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
100.7%10/10

Every $100 of equity generates 101 in profit

Profit MarginProfitability
35.8%10/10

Keeps 36 of every $100 in revenue as profit

Operating MarginProfitability
41.3%10/10

Strong operational efficiency at 41.3%

EPS GrowthGrowth
40.9%8/10

Earnings expanding 40.9% YoY

Free Cash FlowQuality
$1.26B8/10

Generating 1.3B in free cash flow

Areas to Watch

FISV4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

KLAC4 concerns · Avg: 2.8/10
PEG RatioValuation
1.664/10

Expensive relative to growth rate

Debt/EquityHealth
1.153/10

Elevated debt levels

P/E RatioValuation
45.6x2/10

Premium valuation, high expectations priced in

Price/BookValuation
37.0x2/10

Trading at 37.0x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : FISV

The strongest argument for FISV centers on P/E Ratio, PEG Ratio, Free Cash Flow. PEG of 0.93 suggests the stock is reasonably priced for its growth.

Bull Case : KLAC

The strongest argument for KLAC centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 35.8% and operating margin at 41.3%.

Bear Case : FISV

The primary concerns for FISV are Revenue Growth, EPS Growth, Return on Equity.

Bear Case : KLAC

The primary concerns for KLAC are PEG Ratio, Debt/Equity, P/E Ratio. A P/E of 45.6x leaves little room for execution misses.

Key Dynamics to Monitor

FISV profiles as a value stock while KLAC is a mature play — different risk/reward profiles.

KLAC is growing revenue faster at 7.2% — sustainability is the question.

FISV generates stronger free cash flow (1.5B), providing more financial flexibility.

Monitor SOFTWARE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

KLAC scores higher overall (70/100 vs 46/100), backed by strong 35.8% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fiserv, Inc. Common Stock

TECHNOLOGY · SOFTWARE · USA

Fiserv, Inc. is an American multinational company headquartered in Brookfield, Wisconsin that provides financial technology and financial services. The company's clients include banks, thrifts, credit unions, securities broker dealers, leasing and finance companies, and retailers.

KLA Corporation

TECHNOLOGY · SEMICONDUCTOR EQUIPMENT & MATERIALS · USA

KLA Corporation is a capital equipment company based in Milpitas, California. It supplies process control and yield management systems for the semiconductor industry and other related nanoelectronics industries. The company's products and services are intended for all phases of wafer, reticle, integrated circuit (IC) and packaging production, from research and development to final volume manufacturing.

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