WallStSmart

Fiserv, Inc. Common Stock (FISV)vsLG Display Co Ltd (LPL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

FISV leads profitability with a 0.0% profit margin vs -1.3%. FISV appears more attractively valued with a PEG of 0.93. FISV earns a higher WallStSmart Score of 46/100 (D+).

FISV

Hold

46

out of 100

Grade: D+

Growth: 4.7Profit: 4.0Value: 8.3Quality: 4.8
Piotroski: 5/9Altman Z: 1.31

LPL

Hold

38

out of 100

Grade: F

Growth: 2.7Profit: 3.5Value: 4.0Quality: 3.8
Piotroski: 5/9Altman Z: 0.82

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FISV3 strengths · Avg: 8.7/10
P/E RatioValuation
8.9x10/10

Attractively priced relative to earnings

PEG RatioValuation
0.938/10

Growing faster than its price suggests

Free Cash FlowQuality
$1.53B8/10

Generating 1.5B in free cash flow

LPL2 strengths · Avg: 10.0/10
Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$1.18T10/10

Generating 1.2T in free cash flow

Areas to Watch

FISV4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

LPL4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

PEG RatioValuation
6.562/10

Expensive relative to growth rate

Return on EquityProfitability
-2.3%2/10

ROE of -2.3% — below average capital efficiency

EPS GrowthGrowth
-76.3%2/10

Earnings declined 76.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : FISV

The strongest argument for FISV centers on P/E Ratio, PEG Ratio, Free Cash Flow. PEG of 0.93 suggests the stock is reasonably priced for its growth.

Bull Case : LPL

The strongest argument for LPL centers on Price/Book, Free Cash Flow.

Bear Case : FISV

The primary concerns for FISV are Revenue Growth, EPS Growth, Return on Equity.

Bear Case : LPL

The primary concerns for LPL are Revenue Growth, PEG Ratio, Return on Equity.

Key Dynamics to Monitor

FISV profiles as a value stock while LPL is a turnaround play — different risk/reward profiles.

LPL is growing revenue faster at 2.0% — sustainability is the question.

LPL generates stronger free cash flow (1.2T), providing more financial flexibility.

Monitor SOFTWARE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FISV scores higher overall (46/100 vs 38/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fiserv, Inc. Common Stock

TECHNOLOGY · SOFTWARE · USA

Fiserv, Inc. is an American multinational company headquartered in Brookfield, Wisconsin that provides financial technology and financial services. The company's clients include banks, thrifts, credit unions, securities broker dealers, leasing and finance companies, and retailers.

LG Display Co Ltd

TECHNOLOGY · CONSUMER ELECTRONICS · USA

LG Display Co., Ltd. is dedicated to the design, manufacture and sale of thin film transistor liquid crystal displays (TFT-LCD) and display panels based on organic light emitting diode (OLED) technology. The company is headquartered in Seoul, South Korea.

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