WallStSmart

Fiserv, Inc. (FISV)vsMicron Technology Inc (MU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

MU leads profitability with a 55.9% profit margin vs 0.0%. MU appears more attractively valued with a PEG of 0.12. MU earns a higher WallStSmart Score of 80/100 (A-).

FISV

Hold

46

out of 100

Grade: D+

Growth: 4.7Profit: 4.5Value: 7.7Quality: 4.0
Piotroski: 3/9Altman Z: 1.27

MU

Exceptional Buy

80

out of 100

Grade: A-

Growth: 8.7Profit: 10.0Value: 7.0Quality: 9.0
Piotroski: 4/9Altman Z: 3.06

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FISV2 strengths · Avg: 9.0/10
P/E RatioValuation
9.1x10/10

Attractively priced relative to earnings

PEG RatioValuation
0.898/10

Growing faster than its price suggests

MU6 strengths · Avg: 10.0/10
Market CapQuality
$1.01T10/10

Mega-cap, among the largest globally

PEG RatioValuation
0.1210/10

Growing faster than its price suggests

Return on EquityProfitability
50.1%10/10

Every $100 of equity generates 50 in profit

Profit MarginProfitability
55.9%10/10

Keeps 56 of every $100 in revenue as profit

Operating MarginProfitability
80.4%10/10

Strong operational efficiency at 80.4%

Revenue GrowthGrowth
345.7%10/10

Revenue surging 345.7% year-over-year

Areas to Watch

FISV4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

MU1 concerns · Avg: 4.0/10
Price/BookValuation
9.8x4/10

Trading at 9.8x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : FISV

The strongest argument for FISV centers on P/E Ratio, PEG Ratio. PEG of 0.89 suggests the stock is reasonably priced for its growth.

Bull Case : MU

The strongest argument for MU centers on Market Cap, PEG Ratio, Return on Equity. Profitability is solid with margins at 55.9% and operating margin at 80.4%. Revenue growth of 345.7% demonstrates continued momentum.

Bear Case : FISV

The primary concerns for FISV are Revenue Growth, EPS Growth, Profit Margin.

Bear Case : MU

The primary concerns for MU are Price/Book.

Key Dynamics to Monitor

FISV profiles as a value stock while MU is a growth play — different risk/reward profiles.

MU is growing revenue faster at 345.7% — sustainability is the question.

MU generates stronger free cash flow (17.6B), providing more financial flexibility.

Monitor SOFTWARE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MU scores higher overall (80/100 vs 46/100), backed by strong 55.9% margins and 345.7% revenue growth. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fiserv, Inc.

TECHNOLOGY · SOFTWARE · USA

Fiserv, Inc. is an American multinational company headquartered in Brookfield, Wisconsin that provides financial technology and financial services. The company's clients include banks, thrifts, credit unions, securities broker dealers, leasing and finance companies, and retailers.

Micron Technology Inc

TECHNOLOGY · SEMICONDUCTORS · USA

Micron Technology, Inc. is an American producer of computer memory and computer data storage including dynamic random-access memory, flash memory, and USB flash drives. It is headquartered in Boise, Idaho.

Visit Website →

Want to dig deeper into these stocks?