Fiserv, Inc. Common Stock (FISV)vsQnity Electronics, Inc (Q)
FISV
Fiserv, Inc. Common Stock
$56.64
+0.53%
TECHNOLOGY · Cap: $30.30B
Q
Qnity Electronics, Inc
$120.26
+1.62%
TECHNOLOGY · Cap: $24.81B
Smart Verdict
WallStSmart Research — data-driven comparison
Q leads profitability with a 14.6% profit margin vs 0.0%. FISV appears more attractively valued with a PEG of 0.93. Q earns a higher WallStSmart Score of 49/100 (D+).
FISV
Hold46
out of 100
Grade: D+
Q
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for FISV.
Margin of Safety
-410.3%
Fair Value
$22.44
Current Price
$120.26
$97.82 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Growing faster than its price suggests
Generating 1.5B in free cash flow
Strong operational efficiency at 20.4%
Areas to Watch
0.0% revenue growth
0.0% earnings growth
ROE of 0.0% — below average capital efficiency
0.0% margin — thin
Expensive relative to growth rate
Premium valuation, high expectations priced in
ROE of 8.0% — below average capital efficiency
Earnings declined 52.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : FISV
The strongest argument for FISV centers on P/E Ratio, PEG Ratio, Free Cash Flow. PEG of 0.93 suggests the stock is reasonably priced for its growth.
Bull Case : Q
The strongest argument for Q centers on Operating Margin.
Bear Case : FISV
The primary concerns for FISV are Revenue Growth, EPS Growth, Return on Equity.
Bear Case : Q
The primary concerns for Q are PEG Ratio, P/E Ratio, Return on Equity.
Key Dynamics to Monitor
Q is growing revenue faster at 8.1% — sustainability is the question.
FISV generates stronger free cash flow (1.5B), providing more financial flexibility.
Monitor SOFTWARE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
Q scores higher overall (49/100 vs 46/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Fiserv, Inc. Common Stock
TECHNOLOGY · SOFTWARE · USA
Fiserv, Inc. is an American multinational company headquartered in Brookfield, Wisconsin that provides financial technology and financial services. The company's clients include banks, thrifts, credit unions, securities broker dealers, leasing and finance companies, and retailers.
Qnity Electronics, Inc
TECHNOLOGY · SEMICONDUCTOR EQUIPMENT & MATERIALS · USA
IQVIA Holdings Inc. provides integrated information and technology-enabled healthcare services in the Americas, Europe, Africa, and Asia-Pacific. The company is headquartered in Durham, North Carolina.
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