WallStSmart

Floor & Decor Holdings Inc (FND)vsHere Group Limited (HERE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 213% more annual revenue ($4.68B vs $1.49B). HERE leads profitability with a 28.0% profit margin vs 4.3%. HERE trades at a lower P/E of 2.7x. HERE earns a higher WallStSmart Score of 41/100 (D).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

HERE

Hold

41

out of 100

Grade: D

Growth: 2.0Profit: 7.0Value: 6.7Quality: 8.5
Piotroski: 3/9Altman Z: 3.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.3%)

Margin of Safety

+15.3%

Fair Value

$81.36

Current Price

$47.41

$33.95 discount

UndervaluedFair: $81.36Overvalued

Intrinsic value data unavailable for HERE.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

HERE6 strengths · Avg: 9.8/10
P/E RatioValuation
2.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Return on EquityProfitability
37.6%10/10

Every $100 of equity generates 38 in profit

Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.8210/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
28.0%9/10

Keeps 28 of every $100 in revenue as profit

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
29.0x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

HERE4 concerns · Avg: 2.5/10
Market CapQuality
$96.81M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-75.6%2/10

Revenue declined 75.6%

EPS GrowthGrowth
-45.4%2/10

Earnings declined 45.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : HERE

The strongest argument for HERE centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 28.0% and operating margin at -21.6%.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : HERE

The primary concerns for HERE are Market Cap, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

FND profiles as a value stock while HERE is a declining play — different risk/reward profiles.

FND carries more volatility with a beta of 1.62 — expect wider price swings.

FND is growing revenue faster at -0.7% — sustainability is the question.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HERE scores higher overall (41/100 vs 40/100), backed by strong 28.0% margins. FND offers better value entry with a 15.3% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Here Group Limited

CONSUMER CYCLICAL · LEISURE · China

Here Group Limited designs and sells pop toys in China. The company is headquartered in Beijing, the People's Republic of China.

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