WallStSmart

Floor & Decor Holdings Inc (FND)vsHour Loop Inc (HOUR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 3091% more annual revenue ($4.68B vs $146.53M). FND leads profitability with a 4.3% profit margin vs 1.3%. FND trades at a lower P/E of 29.0x. HOUR earns a higher WallStSmart Score of 46/100 (D+).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

HOUR

Hold

46

out of 100

Grade: D+

Growth: 8.0Profit: 5.5Value: 3.7Quality: 7.5
Piotroski: 4/9Altman Z: 6.95
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.3%)

Margin of Safety

+15.3%

Fair Value

$81.36

Current Price

$47.41

$33.95 discount

UndervaluedFair: $81.36Overvalued
HOURSignificantly Overvalued (-34.8%)

Margin of Safety

-34.8%

Fair Value

$1.38

Current Price

$1.90

$0.52 premium

UndervaluedFair: $1.38Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

HOUR5 strengths · Avg: 9.0/10
Debt/EquityHealth
0.1010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
6.9510/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.0%9/10

Every $100 of equity generates 24 in profit

Revenue GrowthGrowth
15.8%8/10

15.8% revenue growth

EPS GrowthGrowth
25.7%8/10

Earnings expanding 25.7% YoY

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
29.0x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

HOUR4 concerns · Avg: 3.5/10
P/E RatioValuation
39.6x4/10

Premium valuation, high expectations priced in

Price/BookValuation
8.6x4/10

Trading at 8.6x book value

Market CapQuality
$69.68M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
1.3%3/10

1.3% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : HOUR

The strongest argument for HOUR centers on Debt/Equity, Altman Z-Score, Return on Equity. Revenue growth of 15.8% demonstrates continued momentum.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : HOUR

The primary concerns for HOUR are P/E Ratio, Price/Book, Market Cap. Thin 1.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

FND profiles as a value stock while HOUR is a growth play — different risk/reward profiles.

FND carries more volatility with a beta of 1.62 — expect wider price swings.

HOUR is growing revenue faster at 15.8% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Bottom Line

HOUR scores higher overall (46/100 vs 40/100) and 15.8% revenue growth. FND offers better value entry with a 15.3% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Hour Loop Inc

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Hour Loop, Inc, an online retailer, is engaged in e-commerce retailing in the United States. The company is headquartered in Redmond, Washington.

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