WallStSmart

Floor & Decor Holdings Inc (FND)vsInternational Paper (IP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

International Paper generates 421% more annual revenue ($24.34B vs $4.68B). FND leads profitability with a 4.3% profit margin vs -13.8%. IP appears more attractively valued with a PEG of 1.58. IP earns a higher WallStSmart Score of 50/100 (D+).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 5.3Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

IP

Hold

50

out of 100

Grade: D+

Growth: 4.7Profit: 3.0Value: 3.7Quality: 4.5
Piotroski: 2/9Altman Z: 1.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+14.9%)

Margin of Safety

+14.9%

Fair Value

$81.06

Current Price

$47.41

$33.65 discount

UndervaluedFair: $81.06Overvalued
IPSignificantly Overvalued (-73.0%)

Margin of Safety

-73.0%

Fair Value

$28.43

Current Price

$33.61

$5.18 premium

UndervaluedFair: $28.43Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

IP1 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
29.0x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

IP4 concerns · Avg: 3.0/10
PEG RatioValuation
1.584/10

Expensive relative to growth rate

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-22.6%2/10

ROE of -22.6% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : IP

The strongest argument for IP centers on Price/Book. Revenue growth of 13.4% demonstrates continued momentum.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : IP

The primary concerns for IP are PEG Ratio, Operating Margin, Piotroski F-Score.

Key Dynamics to Monitor

FND profiles as a value stock while IP is a turnaround play — different risk/reward profiles.

FND carries more volatility with a beta of 1.62 — expect wider price swings.

IP is growing revenue faster at 13.4% — sustainability is the question.

IP generates stronger free cash flow (94M), providing more financial flexibility.

Bottom Line

IP scores higher overall (50/100 vs 40/100) and 13.4% revenue growth. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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International Paper

CONSUMER CYCLICAL · PACKAGING & CONTAINERS · USA

The International Paper Company (NYSE: IP) is an American pulp and paper company, the largest such company in the world. The company is headquartered in Memphis, Tennessee.

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