WallStSmart

Floor & Decor Holdings Inc (FND)vsInternational Paper (IP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

International Paper generates 414% more annual revenue ($24.20B vs $4.71B). FND leads profitability with a 4.9% profit margin vs -14.2%. IP appears more attractively valued with a PEG of 1.58. FND earns a higher WallStSmart Score of 53/100 (C-).

FND

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

IP

Hold

50

out of 100

Grade: D+

Growth: 4.7Profit: 3.0Value: 3.7Quality: 4.5
Piotroski: 2/9Altman Z: 1.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+16.0%)

Margin of Safety

+16.0%

Fair Value

$82.06

Current Price

$60.70

$21.36 discount

UndervaluedFair: $82.06Overvalued
IPSignificantly Overvalued (-73.6%)

Margin of Safety

-73.6%

Fair Value

$28.33

Current Price

$42.31

$13.98 premium

UndervaluedFair: $28.33Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND2 strengths · Avg: 9.0/10
EPS GrowthGrowth
53.4%10/10

Earnings expanding 53.4% YoY

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

IP1 strengths · Avg: 8.0/10
Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Areas to Watch

FND4 concerns · Avg: 3.8/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
26.9x4/10

Moderate valuation

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

IP4 concerns · Avg: 3.0/10
PEG RatioValuation
1.584/10

Expensive relative to growth rate

Operating MarginProfitability
2.2%3/10

Operating margin of 2.2%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-22.6%2/10

ROE of -22.6% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on EPS Growth, Price/Book.

Bull Case : IP

The strongest argument for IP centers on Price/Book. Revenue growth of 13.4% demonstrates continued momentum.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Revenue Growth. Thin 4.9% margins leave little buffer for downturns.

Bear Case : IP

The primary concerns for IP are PEG Ratio, Operating Margin, Piotroski F-Score.

Key Dynamics to Monitor

FND profiles as a value stock while IP is a turnaround play — different risk/reward profiles.

FND carries more volatility with a beta of 1.58 — expect wider price swings.

IP is growing revenue faster at 13.4% — sustainability is the question.

IP generates stronger free cash flow (94M), providing more financial flexibility.

Bottom Line

FND scores higher overall (53/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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International Paper

CONSUMER CYCLICAL · PACKAGING & CONTAINERS · USA

The International Paper Company (NYSE: IP) is an American pulp and paper company, the largest such company in the world. The company is headquartered in Memphis, Tennessee.

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