WallStSmart

Floor & Decor Holdings Inc (FND)vsInternational Paper (IP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

International Paper generates 414% more annual revenue ($24.20B vs $4.71B). FND leads profitability with a 4.9% profit margin vs -14.2%. IP appears more attractively valued with a PEG of 0.98. FND earns a higher WallStSmart Score of 53/100 (C-).

FND

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 5.3Quality: 6.0
Piotroski: 4/9Altman Z: 2.05

IP

Hold

48

out of 100

Grade: D+

Growth: 3.3Profit: 3.0Value: 5.0Quality: 4.5
Piotroski: 2/9Altman Z: 1.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+14.8%)

Margin of Safety

+14.8%

Fair Value

$80.92

Current Price

$47.28

$33.64 discount

UndervaluedFair: $80.92Overvalued
IPSignificantly Overvalued (-73.1%)

Margin of Safety

-73.1%

Fair Value

$28.41

Current Price

$34.53

$6.12 premium

UndervaluedFair: $28.41Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND2 strengths · Avg: 9.0/10
EPS GrowthGrowth
53.4%10/10

Earnings expanding 53.4% YoY

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

IP2 strengths · Avg: 9.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

PEG RatioValuation
0.988/10

Growing faster than its price suggests

Areas to Watch

FND3 concerns · Avg: 3.7/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

IP4 concerns · Avg: 2.5/10
Operating MarginProfitability
2.3%3/10

Operating margin of 2.3%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-23.8%2/10

ROE of -23.8% — below average capital efficiency

Revenue GrowthGrowth
-2.2%2/10

Revenue declined 2.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on EPS Growth, Price/Book.

Bull Case : IP

The strongest argument for IP centers on Price/Book, PEG Ratio. PEG of 0.98 suggests the stock is reasonably priced for its growth.

Bear Case : FND

The primary concerns for FND are PEG Ratio, Revenue Growth, Profit Margin. Thin 4.9% margins leave little buffer for downturns.

Bear Case : IP

The primary concerns for IP are Operating Margin, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

FND profiles as a value stock while IP is a turnaround play — different risk/reward profiles.

FND carries more volatility with a beta of 1.55 — expect wider price swings.

FND is growing revenue faster at 3.0% — sustainability is the question.

FND generates stronger free cash flow (96M), providing more financial flexibility.

Bottom Line

FND scores higher overall (53/100 vs 48/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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International Paper

CONSUMER CYCLICAL · PACKAGING & CONTAINERS · USA

The International Paper Company (NYSE: IP) is an American pulp and paper company, the largest such company in the world. The company is headquartered in Memphis, Tennessee.

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