WallStSmart

Floor & Decor Holdings Inc (FND)vsJerash Holdings US Inc (JRSH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 2564% more annual revenue ($4.71B vs $176.86M). FND leads profitability with a 4.9% profit margin vs 2.8%. JRSH trades at a lower P/E of 14.8x. FND earns a higher WallStSmart Score of 53/100 (C-).

FND

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 6.0Quality: 6.0
Piotroski: 4/9Altman Z: 2.05

JRSH

Buy

51

out of 100

Grade: C-

Growth: 8.0Profit: 5.0Value: 7.7Quality: 9.0
Piotroski: 4/9Altman Z: 4.75
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.1%)

Margin of Safety

+15.1%

Fair Value

$81.23

Current Price

$47.34

$33.89 discount

UndervaluedFair: $81.23Overvalued
JRSHUndervalued (+36.5%)

Margin of Safety

+36.5%

Fair Value

$5.34

Current Price

$5.30

$0.04 discount

UndervaluedFair: $5.34Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND2 strengths · Avg: 9.0/10
EPS GrowthGrowth
53.4%10/10

Earnings expanding 53.4% YoY

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

JRSH6 strengths · Avg: 9.2/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
418.1%10/10

Earnings expanding 418.1% YoY

Altman Z-ScoreHealth
4.7510/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
26.7%8/10

Revenue surging 26.7% year-over-year

Areas to Watch

FND3 concerns · Avg: 3.7/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

JRSH3 concerns · Avg: 3.0/10
Market CapQuality
$69.60M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.8%3/10

ROE of 2.8% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on EPS Growth, Price/Book.

Bull Case : JRSH

The strongest argument for JRSH centers on Price/Book, EPS Growth, Altman Z-Score. Revenue growth of 26.7% demonstrates continued momentum.

Bear Case : FND

The primary concerns for FND are PEG Ratio, Revenue Growth, Profit Margin. Thin 4.9% margins leave little buffer for downturns.

Bear Case : JRSH

The primary concerns for JRSH are Market Cap, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

FND profiles as a value stock while JRSH is a growth play — different risk/reward profiles.

FND carries more volatility with a beta of 1.55 — expect wider price swings.

JRSH is growing revenue faster at 26.7% — sustainability is the question.

FND generates stronger free cash flow (96M), providing more financial flexibility.

Bottom Line

FND scores higher overall (53/100 vs 51/100). JRSH offers better value entry with a 36.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Jerash Holdings US Inc

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Jerash Holdings (USA), Inc., manufactures and exports custom and tailored sports and outdoor apparel. The company is headquartered in Fairfield, New Jersey.

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