WallStSmart

Floor & Decor Holdings Inc (FND)vsLear Corporation (LEA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lear Corporation generates 403% more annual revenue ($23.52B vs $4.68B). FND leads profitability with a 4.3% profit margin vs 2.3%. LEA appears more attractively valued with a PEG of 0.36. LEA earns a higher WallStSmart Score of 65/100 (B-).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

LEA

Strong Buy

65

out of 100

Grade: B-

Growth: 6.0Profit: 5.0Value: 7.7Quality: 6.0
Piotroski: 5/9Altman Z: 2.86
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.3%)

Margin of Safety

+15.3%

Fair Value

$81.36

Current Price

$47.41

$33.95 discount

UndervaluedFair: $81.36Overvalued

Intrinsic value data unavailable for LEA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

LEA4 strengths · Avg: 9.5/10
PEG RatioValuation
0.3610/10

Growing faster than its price suggests

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
124.2%10/10

Earnings expanding 124.2% YoY

P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
29.0x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

LEA4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.7%4/10

4.7% revenue growth

Profit MarginProfitability
2.3%3/10

2.3% margin — thin

Operating MarginProfitability
5.0%3/10

Operating margin of 5.0%

Free Cash FlowQuality
$-26.50M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : LEA

The strongest argument for LEA centers on PEG Ratio, Price/Book, EPS Growth. PEG of 0.36 suggests the stock is reasonably priced for its growth.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : LEA

The primary concerns for LEA are Revenue Growth, Profit Margin, Operating Margin. Thin 2.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

FND carries more volatility with a beta of 1.62 — expect wider price swings.

LEA is growing revenue faster at 4.7% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LEA scores higher overall (65/100 vs 40/100). FND offers better value entry with a 15.3% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Lear Corporation

CONSUMER CYCLICAL · AUTO PARTS · USA

Lear Corporation designs, develops, designs, manufactures, assembles, and supplies automotive seats, electrical distribution systems, and related components for automotive original equipment manufacturers in North America, Europe, Africa, Asia, and South America. The company is headquartered in Southfield, Michigan.

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