WallStSmart

Floor & Decor Holdings Inc (FND)vsMiller Industries Inc (MLR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 527% more annual revenue ($4.68B vs $745.48M). FND leads profitability with a 4.3% profit margin vs 2.1%. FND appears more attractively valued with a PEG of 2.20. MLR earns a higher WallStSmart Score of 42/100 (D).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

MLR

Hold

42

out of 100

Grade: D

Growth: 2.0Profit: 4.0Value: 2.7Quality: 8.5
Piotroski: 4/9Altman Z: 4.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.3%)

Margin of Safety

+15.3%

Fair Value

$81.36

Current Price

$47.41

$33.95 discount

UndervaluedFair: $81.36Overvalued
MLRSignificantly Overvalued (-52.4%)

Margin of Safety

-52.4%

Fair Value

$29.22

Current Price

$47.94

$18.72 premium

UndervaluedFair: $29.22Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.1x8/10

Reasonable price relative to book value

MLR3 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.2610/10

Safe zone — low bankruptcy risk

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
29.0x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

MLR4 concerns · Avg: 3.3/10
P/E RatioValuation
35.7x4/10

Premium valuation, high expectations priced in

Market CapQuality
$545.51M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.7%3/10

ROE of 3.7% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : MLR

The strongest argument for MLR centers on Price/Book, Debt/Equity, Altman Z-Score.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : MLR

The primary concerns for MLR are P/E Ratio, Market Cap, Return on Equity. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

FND carries more volatility with a beta of 1.62 — expect wider price swings.

FND is growing revenue faster at -0.7% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MLR scores higher overall (42/100 vs 40/100). FND offers better value entry with a 15.3% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

Visit Website →

Miller Industries Inc

CONSUMER CYCLICAL · AUTO PARTS · USA

Miller Industries, Inc., manufactures and sells towing and recovery equipment. The company is headquartered in Ooltewah, Tennessee.

Want to dig deeper into these stocks?