WallStSmart

Floor & Decor Holdings Inc (FND)vsSignet Jewelers Ltd (SIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Signet Jewelers Ltd generates 46% more annual revenue ($6.81B vs $4.68B). SIG leads profitability with a 4.3% profit margin vs 4.3%. FND appears more attractively valued with a PEG of 2.20. SIG earns a higher WallStSmart Score of 64/100 (C+).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.7Quality: 6.0
Piotroski: 4/9Altman Z: 2.82

SIG

Buy

64

out of 100

Grade: C+

Growth: 4.7Profit: 6.5Value: 6.0Quality: 6.0
Piotroski: 5/9Altman Z: 2.88
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+31.2%)

Margin of Safety

+31.2%

Fair Value

$100.24

Current Price

$51.02

$49.22 discount

UndervaluedFair: $100.24Overvalued
SIGUndervalued (+13.7%)

Margin of Safety

+13.7%

Fair Value

$106.99

Current Price

$87.53

$19.46 discount

UndervaluedFair: $106.99Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.2x8/10

Reasonable price relative to book value

SIG3 strengths · Avg: 8.7/10
EPS GrowthGrowth
165.9%10/10

Earnings expanding 165.9% YoY

P/E RatioValuation
12.1x8/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
27.5x4/10

Moderate valuation

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

SIG3 concerns · Avg: 3.0/10
PEG RatioValuation
2.404/10

Expensive relative to growth rate

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Revenue GrowthGrowth
-0.3%2/10

Revenue declined 0.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : SIG

The strongest argument for SIG centers on EPS Growth, P/E Ratio, Price/Book.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : SIG

The primary concerns for SIG are PEG Ratio, Profit Margin, Revenue Growth. Thin 4.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

FND carries more volatility with a beta of 1.82 — expect wider price swings.

SIG is growing revenue faster at -0.3% — sustainability is the question.

SIG generates stronger free cash flow (676M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SIG scores higher overall (64/100 vs 40/100). FND offers better value entry with a 31.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Signet Jewelers Ltd

CONSUMER CYCLICAL · LUXURY GOODS · USA

Signet Jewelers Limited is engaged in the retail sale of diamond jewelry, watches and other products. The company is headquartered in Hamilton, Bermuda.

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