WallStSmart

Shift4 Payments Inc (FOUR)vsPalo Alto Networks Inc (PANW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Palo Alto Networks Inc generates 140% more annual revenue ($11.48B vs $4.78B). PANW leads profitability with a 2.7% profit margin vs 2.2%. FOUR appears more attractively valued with a PEG of 0.34. FOUR earns a higher WallStSmart Score of 60/100 (C).

FOUR

Buy

60

out of 100

Grade: C

Growth: 7.3Profit: 5.0Value: 7.3Quality: 3.5
Piotroski: 4/9Altman Z: 0.84

PANW

Buy

51

out of 100

Grade: C-

Growth: 9.3Profit: 4.5Value: 5.3Quality: 4.8
Piotroski: 1/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FOURUndervalued (+44.1%)

Margin of Safety

+44.1%

Fair Value

$105.03

Current Price

$45.05

$59.98 discount

UndervaluedFair: $105.03Overvalued
PANWUndervalued (+34.1%)

Margin of Safety

+34.1%

Fair Value

$501.81

Current Price

$330.65

$171.16 discount

UndervaluedFair: $501.81Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FOUR2 strengths · Avg: 10.0/10
PEG RatioValuation
0.3410/10

Growing faster than its price suggests

Revenue GrowthGrowth
34.1%10/10

Revenue surging 34.1% year-over-year

PANW4 strengths · Avg: 10.0/10
Market CapQuality
$270.47B10/10

Mega-cap, among the largest globally

Revenue GrowthGrowth
34.4%10/10

Revenue surging 34.4% year-over-year

EPS GrowthGrowth
60.5%10/10

Earnings expanding 60.5% YoY

Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

Areas to Watch

FOUR4 concerns · Avg: 2.5/10
Return on EquityProfitability
6.2%3/10

ROE of 6.2% — below average capital efficiency

Profit MarginProfitability
2.2%3/10

2.2% margin — thin

P/E RatioValuation
66.1x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-75.4%2/10

Earnings declined 75.4%

PANW4 concerns · Avg: 3.5/10
PEG RatioValuation
1.734/10

Expensive relative to growth rate

Price/BookValuation
9.8x4/10

Trading at 9.8x book value

Return on EquityProfitability
1.1%3/10

ROE of 1.1% — below average capital efficiency

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : FOUR

The strongest argument for FOUR centers on PEG Ratio, Revenue Growth. Revenue growth of 34.1% demonstrates continued momentum. PEG of 0.34 suggests the stock is reasonably priced for its growth.

Bull Case : PANW

The strongest argument for PANW centers on Market Cap, Revenue Growth, EPS Growth. Revenue growth of 34.4% demonstrates continued momentum.

Bear Case : FOUR

The primary concerns for FOUR are Return on Equity, Profit Margin, P/E Ratio. A P/E of 66.1x leaves little room for execution misses. Debt-to-equity of 2.82 is elevated, increasing financial risk.

Bear Case : PANW

The primary concerns for PANW are PEG Ratio, Price/Book, Return on Equity. A P/E of 295.2x leaves little room for execution misses. Thin 2.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

FOUR carries more volatility with a beta of 1.38 — expect wider price swings.

PANW is growing revenue faster at 34.4% — sustainability is the question.

PANW generates stronger free cash flow (788M), providing more financial flexibility.

Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FOUR scores higher overall (60/100 vs 51/100) and 34.1% revenue growth. PANW offers better value entry with a 34.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Shift4 Payments Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Shift4 Payments, Inc. provides integrated payment processing and technology solutions in the United States. The company is headquartered in Allentown, Pennsylvania.

Palo Alto Networks Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Palo Alto Networks, Inc. provides cybersecurity platform solutions globally. The company is headquartered in Santa Clara, California.

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