WallStSmart

Freshworks Inc (FRSH)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 4125% more annual revenue ($38.19B vs $903.87M). FRSH leads profitability with a 20.5% profit margin vs 20.4%. FRSH appears more attractively valued with a PEG of 0.49. SAP earns a higher WallStSmart Score of 64/100 (C+).

FRSH

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 8.7Quality: 6.0
Piotroski: 5/9Altman Z: -0.93

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 8.0
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FRSHUndervalued (+62.3%)

Margin of Safety

+62.3%

Fair Value

$19.36

Current Price

$12.45

$6.91 discount

UndervaluedFair: $19.36Overvalued
SAPSignificantly Overvalued (-29.9%)

Margin of Safety

-29.9%

Fair Value

$151.18

Current Price

$210.68

$59.50 premium

UndervaluedFair: $151.18Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FRSH4 strengths · Avg: 9.3/10
PEG RatioValuation
0.4910/10

Growing faster than its price suggests

Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Profit MarginProfitability
20.5%9/10

Keeps 21 of every $100 in revenue as profit

Revenue GrowthGrowth
16.0%8/10

16.0% revenue growth

SAP6 strengths · Avg: 9.0/10
Market CapQuality
$241.75B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Areas to Watch

FRSH2 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
-0.932/10

Distress zone — elevated risk

SAP3 concerns · Avg: 3.3/10
PEG RatioValuation
1.604/10

Expensive relative to growth rate

P/E RatioValuation
27.3x4/10

Moderate valuation

Price/BookValuation
66.3x2/10

Trading at 66.3x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : FRSH

The strongest argument for FRSH centers on PEG Ratio, Debt/Equity, Profit Margin. Profitability is solid with margins at 20.5% and operating margin at 5.5%. Revenue growth of 16.0% demonstrates continued momentum.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : FRSH

The primary concerns for FRSH are EPS Growth, Altman Z-Score.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

FRSH profiles as a growth stock while SAP is a mature play — different risk/reward profiles.

FRSH carries more volatility with a beta of 0.89 — expect wider price swings.

FRSH is growing revenue faster at 16.0% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 62/100), backed by strong 20.4% margins. FRSH offers better value entry with a 62.3% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Freshworks Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Papa Murphy's Holdings, Inc. owns, operates and franchises Take? The company is headquartered in Vancouver, Washington.

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SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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