FS Bancorp Inc (FSBW)vsHDFC Bank Limited ADR (HDB)
FSBW
FS Bancorp Inc
$43.40
+1.85%
FINANCIAL SERVICES · Cap: $319.27M
HDB
HDFC Bank Limited ADR
$23.29
-0.68%
FINANCIAL SERVICES · Cap: $123.96B
Smart Verdict
WallStSmart Research — data-driven comparison
HDFC Bank Limited ADR generates 2035050% more annual revenue ($2.95T vs $144.94M). HDB leads profitability with a 26.8% profit margin vs 23.0%. HDB appears more attractively valued with a PEG of 1.01. HDB earns a higher WallStSmart Score of 76/100 (B+).
FSBW
Strong Buy66
out of 100
Grade: B-
HDB
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 32.4%
Keeps 23 of every $100 in revenue as profit
Strong operational efficiency at 33.3%
Generating 1.7T in free cash flow
Large-cap with strong market position
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
16.6% revenue growth
Areas to Watch
2.5% revenue growth
Smaller company, higher risk/reward
Distress zone — elevated risk
Trading at 9.4x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : FSBW
The strongest argument for FSBW centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 23.0% and operating margin at 32.4%. PEG of 1.35 suggests the stock is reasonably priced for its growth.
Bull Case : HDB
The strongest argument for HDB centers on Operating Margin, Free Cash Flow, Market Cap. Profitability is solid with margins at 26.8% and operating margin at 33.3%. Revenue growth of 16.6% demonstrates continued momentum.
Bear Case : FSBW
The primary concerns for FSBW are Revenue Growth, Market Cap, Altman Z-Score.
Bear Case : HDB
The primary concerns for HDB are Price/Book.
Key Dynamics to Monitor
FSBW profiles as a value stock while HDB is a growth play — different risk/reward profiles.
FSBW carries more volatility with a beta of 0.66 — expect wider price swings.
HDB is growing revenue faster at 16.6% — sustainability is the question.
HDB generates stronger free cash flow (1.7T), providing more financial flexibility.
Bottom Line
HDB scores higher overall (76/100 vs 66/100), backed by strong 26.8% margins and 16.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
FS Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
FS Bancorp, Inc. is a bank holding company for 1st Security Bank of Washington providing banking and financial services to local families, local and regional businesses, and industry niches. The company is headquartered in Mountlake Terrace, Washington.
Visit Website →HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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